Management
management
 

Our people are key to the success of our business and the backbone of our localised approach and it is a crucial component of Home Credit's values to ensure our employees progress within the company and to share innovation and best practice across the group.

 
Our local management team receives broad support from the experts at the global Home Credit headquarters and this is the team that we believe will be successful in growing the business in India through their experience and expertise:

pavel1Pavel Maco-CEO 

Chief Executive Officer

Pavel Maco joined Home Credit Bank, Kazakhstan as Chief Financial Officer in 2009 and was appointed as Chief Executive Officer in July 2010. He was appointed as CEO in India in Oct 2013. Prior to joining Home Credit Group, he spent a year at VAB BANK, Kiev, Ukraine as CFO and Deputy Chairman of the Board of Directors, where he was responsible for the financial management of the bank, with a primary focus on cost control. He previously spent ten years at GE Consumer Finance, based in the Czech Republic, Ireland and Russia in senior roles focused on finance and operations management.

Mr. Maco studied Industrial Electronics at Novosibirsk State University, Novosibirsk, Russia and also holds an MSc in Accounting and Systems Engineering from Czech Technical University, Prague and an MBA in Finance and General Management from the University of Pittsburgh's Katz School of Business in the U.S.

Jiri Soukup 

Chief Financial Officer

Jiri has joined Home Credit in 2012 as Chief Finance Officer after 12 years track record of finance management and controlling in international corporations such as Tesco Stores, DHL Information Services as well as private equity Penta Investments and Grafton Recruitment. His carrier covers various international projects in finance processes optimization and implementation across region of CEE, outsourcing of telecommunication and IT services for regions of Europe, North and Latin Americas, EMEA and Asia Pacific and startup of virtual mobile phone operator in Poland, and graduated from Faculty of Economics, Masaryk University, Brno, Czech republic.

Vlastimil Hrabal

Chief Sales Officer

Vlastimil joined the Home Credit Group in 2012. Over the last eight years, he has worked in internationally renowned insurance companies where he managed projects in Operations and Sales. For the past two years with Home Credit India, Vlastimil has led the Operations department transforming it into a well-oiled engine. He leads the Sales network across the country today and holds a Masters degree from the University of Economics, Prague.

Manu Pal

Chief Strategy and Marketing Officer

A Chartered Accountant by qualification, Mr. Pal has amassed a rich career spanning over 15 years in various sectors including Retail Banking, Commercial Finance, Insurance and Healthcare in both mature and emerging economies. He is responsible to establish the Marketing function for the India business. His scope encompasses Marketing, Market Strategy, Market Research, Branding, Cross Sell, Product Management and PR & Communications. Prior to this, he successfully built the Sales network for India Operations. Before that he also served as the interim CMO and Head of Customer Relationship Management with GE Money Bank and was responsible for managing the integrated Customer Relationship Management (CRM) segment, encompassing direct marketing, lifecycle management, channel management, customer analytics and related technology infrastructure across the Personal and Commercial banking, Sales Finance and Auto product segments in the Czech Republic

Tomas Dudasko

Chief Operations Officer

Tomas has been working with the Home Credit Group for over six years, and has worked at the global Home Credit IT Centre in the Czech Republic as well as lead the IT team in India. Over the years, he has been responsible for rolling out projects across geographies such as Czech Republic, Egypt and India. As Chief Operations Officer at Home Credit India, Tomas is responsible for the Client verification process, Customer Care, Registration team and Payment channels. Tomas graduated from Masaryk University, Brno, with a degree in Computer Science and Mathematics.

Vijay Dhingra

Head of Legal

Vijay brings along a varied experience of over 12 years in the fields of Corporate Governance, Compliances and Legal affairs of the Company. His last assignment was with GE Capital Services India where as part of Legal & Secretarial Team responsible for compliances and legal matter of the Company. He was also associated with entities like HSBC and IFCI Factors wherein he was involved in setting up compliance structures and filing of offer documents with SEBI. Vijay is Law Graduate and Associate member of Institute of Company Secretary of India.

Manish Kaushik

Head of Security

Manish Kaushik who joined Home Credit India in August 2013 with a rich experience of over 16 years in Security & Fraud Risk Management, fraud frameworks & policy, fraud prevention systems & strategy, prevention detection & major investigations - internal & external obtained within multiple product portfolios & channels.

He has successfully achieved lowest loss ratio in the industry, In his previous company "SBI Cards" his team was awarded as the best Fraud Control team and was given Leaders Award by VISA in 2013 for having best in class Fraud Management.
Manish is the Chairman of Industry Forum for Fraud Prevention (IPCRC -North India) and is Guest Speaker/Faculty for Fraud Conferences and Police Training Academies ,He also has the distinction of having worked for sales of products like Auto Loans, Personal Loans, Automobiles, Consumer durable and various financial products. He has managed wing to wing sourcing and approval processes for various retail assets therefore has a 360 degree view of challenges faced by the sales team and the fraud control teams in a competitive environment.
He is a valuable asset for us on our way towards achieving operational efficiency and minimizing any potential losses.

Milan Urbasek

Head of Quality Management

Milan is a seasoned professional who has been working with the Home Credit Group for the last 4 years. Before joining Home Credit India, he worked at Home Credit Bank in Kazakhstan, where he worked as Manager of Business Applications unit and later as Director of Quality management. During his career with Home Credit, Milan has been responsible for project Management, process Management, development and support of customized SW. Before joining Home Credit, Milan had experience of 9 years with organizations like Adastra s.r.o, and Aquasoft spol. s.r.o. He is a trained Six Sigma expert and holds Ph.D. Degree in Informatics from Technical University, Berlin, Germany.

Petr Jirat

Chief Risk Officer

Petr has joined Home Credit in 2013 as Chief Risk Officer. In his 10 years of track record, he has done fraud management and risk management in international corporations such as The Royal Bank of Scotland and ERSTE Group. His carrier covers various projects in Risk and Fraud optimization and implementation. During his tenure with ERSTE Group he was responsible for Portfolio analysis and monitoring, Credit line increase strategy, Credit risk policy and collection strategy. Petr has done Master of Science from University of Economics, faculty of international relations, Prague, Czech Republic.

Vishal Chopra

Head of Human Resources

A Graduate in Foreign Trade from Delhi University & a Post Graduate in HR from BVIMR, Pune, Vishal has accumulated experience of over 13 years in all facets of HRM / HRD in various sectors including BFSI, IT / ITES & B2B eCommerce. During his journey in the Corporate World Vishal has taken many challenging assignments like helping the Organizations in Ramping-up at a very fast pace, devising Talent Acquisition processes to hire Right Talent, building Organization's capability by developing Internal Talent, fostering Organization change & alignment of HR Practices with Business Objectives by deploying PCMM Framework to name the few. In his last assignment at Indiamart Intermesh Ltd. (India's No. 1 B2B Online Platform) he was responsible to Hire / Build Talent across India (21 Cities) & own all the Processes related to Talent Acquisition.