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Personal Loan
up to 2,00,000/-

These loans are designed for the ease of application and quick approvals. So, you can complete the whole loan application process online and in one shot. No meeting people, no long wait, and no paperwork or hassles. Just login, apply and get the loan amount in your account. Real time, real smart.

  • homeCredit
    Quick & easy personal loan
    up to 2,00,000
  • homeCredit
    0 Processing fee & no hidden charges
  • homeCredit
    No collaterals
  • homeCredit
    Disbursal within a day
  • homeCredit
    Instant Online Approval

LOAN FEATURES

  • — Instant Online Approval

    You can apply on our website and would require to visit our branch nearest to your location.

  • — Easy application procedure

    You need to provide basic information about yourself, PAN (Mandatory) and address proof to apply for our personal loan.

  • — Loan Disbursal

    Once approved, the loan amount will be disbursed within a day in your verified account.

  • — Eligibility

    Indian Citizen Above 19 years of age
    PAN card & address proof (mandate)
    Bank account with internet banking facility

  • — How to pay EMI

    Pay on Home Credit Website

    • Visit www.homecredit.co.in and click on 'PAY EMI' button.
    • Fill the required loan details and enter monthly instalment.
    • Choose a debit card or net banking option to make your payment.
    • Enter transaction password or OTP sent to your registered mobile number, to complete the transaction
    • Save the receipt for future use. Kindly check your E-mail and SMS for payment confirmation.

    Pay on Home Credit Mobile app

    • For Android users, you can opt for loan repayment through Home Credit India Mobile app. Click here to download our app.

    Pay cash at authorised branches Axis Bank, ICICI Bank, India Post, PayTm, PayU

    • Visit authorized branch
    • Fill loan details on deposit slip
    • Deposit cash
    • Get receipt

    Pay EMI online through net-banking (bank transfer using NEFT/RTGS)

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