July, 2017 - Home Credit India

Monthly Archives: July 2017

Are Digital Investment Options better in Today’s generation?

Digital Investment

In the era of e-commerce when we have come to accept online discounts and cashback policies as the order of the day, it was but inevitable that a digital platform for trading and investments was to follow suit. In fact, the advent of a digital platform for investments has made life easier for many investors

Things every College Student Should Know about Finances

Finance Planning

The time to make new friends, gain life experience, and ultimately figure out what path you want to go down. While college is a mixture of fun and hard work, it’s also a time to be thinking about the future. And like it or not, a big part of your future is going to have

How to Become a Good Income Tax Payer?

Good Income Tax Payer

You have paid all your taxes. You have filled your Income Tax returns diligently. Even then you get an Income Tax notice?! Before you foul cry, let us look at some reasons as to why you must’ve been on their list. Incorrect details in the Income Tax Return-: You should fill your income tax return

Retirement Planning – When is the Right Time

Retirement Planning – When is the Right Time

The retirement phase is one of the most important as well as the most beautiful phases in any individual’s life. There are a whole host of things to bear in mind before, during, and after retirement takes place – unsurprisingly, given the importance of the life event. If you want to secure your future and

Importance of Mutual Funds for the Youth

Mutual Funds Online

WHAT IS MUTUAL FUND? Ever thought about what is Mutual fund or how they work? Think you have Rs 500 and you head out to a restaurant for dinner. Currently you can try one or two dishes on the menu, there’s no guarantee that you’d like them and you can’t possibly order more dishes or

What is Cibil Score and Its Importance? [Updated-2020]

Cibil Score Importance

A CIBIL Credit report consists of all the particulars related to your borrowing history and the discipline of its repayment. Your CIBIL Score indicates financial stability and helps the lenders in deciding if lending to you is worth taking a risk or not. Simply speaking, CIBIL Score explains the probability of a borrower paying back

Form 16 and its Benefits

Benefits of Form 16

Filing Income Tax Returns is the most important thing that one is responsible to do for which we use Form 16. Every employee receives an IT Form 16 from their employer as a certificate of tax deduction. It verifies that TDS has been deducted on your salary by the employer. If an employer deducts TDS

What should be the right age for taking up a Loan?

Personal Loan Eligibility

One of the biggest worry that everyone faces today is- why should we take loans and what is the right age to take it up? In recent times, as the rate of inflation has touched double digit figure choosing the right loan tenure becomes even more important as interest rates shows signs of going up