May, 2018 - Home Credit India

Monthly Archives: May 2018

How is Credit Better Over Cash?

How is credit better over cash?

Today, more and more people are relying on credit over cash for online and offline transactions. As per the RBI data, credit card outstanding amounts were as high as Rs 42,100 crore in the year of 2016. Ever since the digitization changed the lending process in India, increasing number of consumers are getting inclined towards a cash loan or

Quick Steps to Link your Mobile Number with Aadhaar-The New “Trust” Factor

Quick Steps to Link your Mobile Number with Aadhaar-The New “Trust” Factor

About 1.2 billion people have an Aadhaar number today which is about a whopping 99% of the adult population of our country. Launched by UIDAI a decade ago, Aadhaar is apparently forming the world’s largest biometric identification system. The reign of Aadhaar has successfully stayed too long and is giving citizens another benchmark to embark

Significance of Aadhaar in ID Verification of Personal Loan

Significance of Aadhaar in ID Verification of Personal Loan

A few years ago, more than half a billion people in India had no official ID of any kind which made it impossible for them to receive government aids, open a bank account, avail a loan, get a driving license, and so on.  Also for availing services like personal loans, or opening a bank account

7 Things You Must Do For Successful Verification & Get Instant Cash Loan Approval

7 Things for Successful Verification & Get Instant Cash Loan Approval

A few years ago, the lending process in India was cumbersome where one had to make multiple visits to the bank, stand in long queues, bring an endless number of documents and proofs for verification and then wait for weeks to hear from the bank. Does it sound feasible in the busy times today? In