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Pocket Insurance Plans

Plans Hospital Cash Allowance Accidental Hospitalisation Critical Illness Cover Personal Accident Cover
Platinum
(starts at ₹ 968*)
Gold
(starts at ₹ 775*)
Silver
(starts at ₹ 625*)
Bronze
(starts at ₹ 426*)
Copper
(starts at ₹ 276*)

*For more details, please download the Bajaj Allianz General Insurance Brochure

Please view the Premium Chart here

Benefits & Eligibility criteria

Benefits

-   Benefit for ₹1000 per complete day of hospitalization up to a maximum of 30 days
-   In case of ICU admission, the eligibility gets doubled to ₹2000 for the number of days in ICU
-   Hospitalization can be due to accident or illness
-   No pre-requisite of any Health Insurance policy

Eligibility

-    All Home Credit customers independent of active and inactive loan status, are eligible to apply for Pocket Insurance, provided they are between 18-65 years of age.

Exclusions

-    First 30 days waiting period unless hospitalization is due to accident
-    Hospitalization due to pre-existing diseases not covered for first 12 months
-    Any hospitalization pre-planned before risk start date
For more details, please download the Bajaj Allianz General Insurance Policy Terms & Conditions

Benefits

- Lumpsum payment of ₹1 Lac upon first time diagnosis of any of the 17 Critical Illnesses

  1. Cancer of Specified Severity
  2. Myocardial Infarction (First Heart Attack of Specific Severity)
  3. Open Chest CABG
  4. Open Heart Replacement or Repair of Heart Valves
  5. Coma of Specified Severity
  6. Kidney Failure Requiring Regular Dialysis
  7. Stroke Resulting in Permanent Symptoms
  8.  Major Organ /Bone Marrow Transplant
  1. Multiple Sclerosis With Persisting Symptoms
  2. Benign Brain Tumor
  3. End Stage Liver Failure
  4. Primary (Idiopathic) Pulmonary Hypertension
  5. Alzheimer’s Disease
  6. Primary Parkinson’s Disease
  7. Surgery of Aorta
  8. Third Degree Burns
  9. Permanent Paralysis of Limbs

Eligibility

- All Home Credit customers independent of active and inactive loan status, are eligible to apply for Pocket Insurance, provided they are between 18-65 years of age.

Exclusions

-    First 90 days waiting period
-    Diagnosis/symptoms before the commencement of the policy
-    Condition arising out of drug or alcohol abuse.
For more details, please download the Bajaj Allianz General Insurance Policy Terms & Conditions

Benefits

-    ₹1 Lakh in case of Death due to accidental bodily injury
-    ₹1 Lakh in case of Permanent Total Disability (PTD) due to accidental bodily injury
-    For PTD, doctor to certify the extent of disablement

Eligibility

-    All Home Credit customers independent of active and inactive loan status, are eligible to apply for Pocket Insurance, provided they are between 18-65 years of age.

Exclusions

-    Suicide or self-inflicted injury
-    Pre-existing injuries
-    Injury during adventure sports, racing events etc.
For more details, please download the Bajaj Allianz General Insurance Policy Terms & Conditions

Benefits

-    Up to ₹50,000 covering hospitalization expenses due to accidental bodily injury ONLY
-    60 Days Pre-Hospitalization expenses for treatment of same injury
-    90 Days Post-Hospitalization expenses for treatment of same injury
-    Day Care Treatment covered under pre-defined list
-    Cashless Benefit in Insurance Co. network hospitals.

Eligibility

-    All Home Credit customers independent of active and inactive loan status, are eligible to apply for Pocket Insurance, provided they are between 18-65 years of age.

Exclusions

-    Any bodily injury happening before the start of the policy
-    Pre-existing injuries
-    Injury during adventure sports, racing events etc.
For more details, please download the Bajaj Allianz General Insurance Policy Terms & Conditions

For more information you can contact Home Credit Service Executive at Home Credit Partner Shop or email us at care@homecredit.co.in

Disclaimer: Home Credit India Finance Private Limited (Registered office – 3rd Floor, Infinity Tower – C, DLF Cyber City, Phase II, Gurugram, Haryana) is an authorized corporate agent registered with IRDAI License No. CA0673. For complete details on the benefits, coverage, terms & conditions and exclusions, do read the sales brochure, prospectus and policy wordings carefully before concluding sale. The Insurance product is underwritten by the Insurer and is solely responsible for the servicing and adjudicating of claims