Running Short on Budgeting time? Try a Money Minute Everyday
You would want to spend less time & manage your money effectively. We are suggesting that instead of spending weeks to devise a money management technique, you could try money minutes on a daily basis.
We only believe that 60 seconds can make a remarkable difference to life, however other than cleaning your workstation or drinking up milk, we cannot change much. Except for 60 seconds Daily Money Minute.
So, let us understand what a Money Minute actually?
A money minute practiced everyday helps to stay updated on your financial status & keep aware of your everyday spending. This helps you to stay on top of your game every day & consciously spend money. And trust us, this is the fastest you can manage finances.
The mantra is not about preparing notes & doing complex math. It is also not about looking at excel sheets & timeless bills with hope. It is about taking a minute out of your daily routine & taking a closer look at your finances.
How do you do a money minute?
There is no hard & fast rule as such, however, the idea is about overseeing your finances on a daily basis.
Whether it’s the bill for lunching, party makeup, or savings done towards your emergency funds. Whatever it is, it takes about a minute to track your money to stay on toes & spend the next day.
How does it contribute to your budget?
It is almost guaranteed that you tacklemoney issues once in a month to evaluate the changes in the budget. It is essential to act on small problems that fall upon you every day. This daily activity helps to miss important payments/ notices and helps in taking care of personal finances. This also helps to take a relevant decision about borrowings like a personal loan, home loan, etc.
The advantages can be highlighted as under:
- You can better calculate the overspent money & how can it be managed the next day.
- You will pick up technical snags in your account on time especially in case of extra charges.
- You will be able to twitch your spending so that you stay clear on your budget & spend on limits.
If you really want to start with a daily money minute, here is what you can do to stay engaged:
Step 1: Chalk out a defined time every day to get money related information. on your money. Try & stick to a fixed time so that it becomes ingrained in you.
Step 2: Download personal finance apps like Home Credit Loan App to manage your loans & accounts if they exist.
You could also download a budgeting app for convenience to easily manage all your cards, loans, borrowings together. This way you will be able to observe your money closely & decide on its way around.
Step 3: Set up a reminder alarm for scheduled daily money minutes, otherwise you will forget!
Step 4: Remember to make frequent changes to your budget & adjust your approach accordingly. You may end up with eased money if it is monitored on a daily basis, which can light up your parties.
A daily money minute is the easiest and fastest way to manage your money at the helm. If you think it can work wonders for you then give it an early try!
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