Looking for an Instant Personal Loan?

Meet your cash needs in 3 easy steps

Why choose Home Credit

Quick & convenient
Quick &
convenient

Easy application process

Instant online approval
Instant online
approval

Apply online and get instant approval on your loan application

Disbursal within hours
Disbursal
within hours

Get the loan amount transferred to your bank account within hours

No collaterals or hidden charges
No collaterals or
hidden charges

Collateral-free loan process with no hidden charges

Enjoy Home Credit’s financial assistance for all your needs

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  • Travel Loan

    Travel

    When you have travel on your mind, why delay it? Avail our easy Personal Loan today, and make your vacation more comfortable

  • Medical Emergency Loan

    Medical emergency

    Be it a surgery or a regular doctor consultation, be cash-ready every time with Home Credit

  • Small Business Loan

    Small business needs

    Grow your ambitions with a loan for your startup or business

  • Home Renovation Loan

    Home renovation

    Beautify your living space with a loan for essential repairs, long-due maintenance and more

  • Education Loan

    Higher studies

    When it comes to your education, don’t compromise. Avail our hassle-free Personal Loan and jump start your career today

  • self employed

    Self Employed

    Instant Personal Loans for Self Employed

Personal Loan EMI Calculator

Value-added Services

  • |
  • Safe Pay

Opt for our Value-added Services while applying for a loan

Safe Pay

Ensure complete peace of mind with Home Credit’s Safe Pay and get amazing flexibility in EMI repayment and life cover for unforeseen circumstances

Payment Holiday
Free Early Repayment
Life Cover

Blogs

  • |
  • 8 Reasons To Apply Personal Loan From Home Credit

    8 Reasons To Apply Personal Loan From Home Credit

  • How Can Instant Personal Loan Help Your Urgent Needs?

    How Can Instant Personal Loan Help Your Urgent Needs?

  • How To Boost Your Chances of Instant Loan Approval?

    How To Boost Your Chances of Instant Loan Approval?

  • How To Improve Your Instant Loan Application?

    How To Improve Your Instant Loan Application?

  • How To Get An Instant Personal Loan In 3 Easy Steps?

    How To Get An Instant Personal Loan In 3 Easy Steps?

  • All You Need to Know About Credit Score<br>&nbsp;

    All You Need to Know About Credit Score
     

  • How to get an Instant Personal Loan for Home Renovation?

    How to get an Instant Personal Loan for Home Renovation?

  • How to Apply for Personal Loan for Medical Emergency?

    How to Apply for Personal Loan for Medical Emergency?

  • 5 Smart Ways to Make Use of an Online Personal Loan

    5 Smart Ways to Make Use of an Online Personal Loan

  • Kick Start Your Financial Year With These Mantras

    Kick Start Your Financial Year With These Mantras

Watch – How to apply for Personal Loan with Home Credit

  • |
  • Get Instant Personal Loan upto ₹ 2 Lakhs from Home Credit

    Get Instant Personal Loan upto ₹ 2 Lakhs from Home Credit

  • Medical Emergency upto ₹ 2 Lakhs from Home Credit

    Apply for Personal Loan for Medical Emergency upto ₹ 2 Lakhs from Home Credit

  • Apply Home Credit Personal Loan

    Apply Home Credit Personal Loan

Frequently Asked Questions

What is a Personal Loan?

A personal loan is a loan that does not require any collateral or guarantor and can be availed with only 2 documents. You can avail a Personal Loan from Home Credit India of up to Rs. 5,00,000 to meet your current financial needs and use it to pay for your immediate needs like medical emergencies, home renovation, wedding, or for any other unplanned expenses.

What are the eligibility criteria for a Personal Loan?
What documents are required to apply for a Personal Loan?
What is the minimum and maximum loan amount offered by Home Credit India?
What will be the tenure for availing a Personal Loan?
How can I apply for a Personal Loan with Home Credit?
Can I choose the loan amount and tenure of my loan?
Do I have to pay any additional charges for a Personal Loan?
Can I get a top-up loan on my existing Personal Loan?
What is Penal Charges?
How can I find out the status of my Personal Loan application?
Which Value Added Services are available along with the Personal Loan?
Is it mandatory to take a Value Added Service with the loan?

About Home Credit Personal Loan

Meet All Your Financial Needs with Home Credit Personal Loan

Responsibilities are numerous, yet money is limited. While significant expenses like a medical emergency, small business, home renovation, dream vacation, taking up an online course, or even purchasing a new appliance can be planned for, there are a few unforeseeable expenses that can catch you off guard and contribute to your dipping resources. With Home Credit Personal Loan, you can make your financial troubles go away in the blink of an eye!

Home Credit offers you one of the most convenient and easy personal loans. We offer an instant personal loan of up to ₹5 lakhs, so whether you want a loan for your dream vacation, an online course, or a medical emergency, we have you covered. Minimal paperwork, maximum flexibility, and quick funds disbursement are all hallmarks of our instant personal loan. In addition, you get a quick personal loan of up to ₹5 lakhs with easy EMI options.

What Is a Personal Loan?
When Can You Take an Instant Personal Loan?
Reasons to Choose Home Credit
Features of Home Credit Personal Loan
Know More About Our Personal Loan Offerings
Eligibility Criteria
Steps to Apply for A Personal Loan from Home Credit
easy loans home credit