It is said that "home is where the heart is." With our personal loan for home renovation, you can make your dream house even better. Prepare yourself to take the first step toward a new home. To get started, apply for a personal loan for home improvement right now!
Instant Personal Loan for Home Improvement
Are you planning a home remodel? Our personal loan for home renovation will assist you in giving your home a fresh look, whether you wish to rebuild your kitchen or turn your children's bedroom into a lovely fairy realm.
Take a personal loan for home improvement of up to 54 lakhs, depending on your requirements, and repay it in easy EMI's overtime. It is a no-collateral loan that functions similarly to a personal loan. You can get ready to upgrade your home in minutes, thanks to an effortless application process and instant approval with quick disbursement. So, what are you waiting for? Now is the time to apply!
Features & Benefits of Home Credit Personal Loan
Let us look at some of the features and benefits that set Home Credit personal loan for home renovation apart from other loans in the market -
Affordable High-Value Loan
Get instant approval on a high-value personal loan of up to ₹5 lakhs without any restrictions on the end usage of the funds.
Hassle-Free Disbursement
Get a personal loan for home renovation online from Home Credit with a hassle-free disbursal procedure. Fulfill the eligibility criteria and furnish the documents required to get instant loan approval and expect quick disbursal of funds within a few hours.
Paperless Application Process
The process to apply for a personal loan for home improvement with Home Credit is quick and easy. You can easily apply for a loan through our app and get instant approval.
Flexible Repayment Tenure
You can easily repay the loan amount in flexible EMI’s as per your convenience with a repayment tenure ranging from 6-48 months for new applicants and 9-51 months for existing home credit customers.
Minimal Documentation
To get started on your loan application, you only have to submit 2 documents – your identity and address proof!
No Collateral
You don’t need to provide any guarantor or security to avail yourself of a personal loan for home improvement from Home Credit.
No Hidden Charges
We make every effort to make our procedures as transparent as possible. Therefore, you won't have to be concerned about any hidden charges.
Low EMI Amount
Get a personal loan for home improvement up to ₹5 Lakhs, with easy EMI options.
Are You Eligible for a Personal Loan for Home Renovation?
If you are:
Age: An Indian citizen between the age group of 18 and 60 years
Income source: salaried, self-employed, or pensioner
Documents: 1 ID proof and 1 Address Proof
Gap between two Home Credit loan applications: 90 Days
Bank account: Should have an active bank account
Then, yes – you are eligible to avail yourself of a personal loan for home renovation from Home Credit.
Documents Required to Apply for a Personal Loan for Home Renovation
To ensure that your loan application is processed efficiently, we only need a few documents:
Why Choose Home Credit for Taking A Home Renovation Loan?
Home Credit – A name you can trust!
Our team at Home Credit assists you at every stage of your loan journey, keeping the desires and needs of our customers in mind.
We are flexible
Home Credit India offers flexible repayment options to make our personal loan for home improvement perfect for your needs.
No Collateral? No problem!
We do not want you to give us any security or guarantor to cover the personal loan for home renovation.
Lengthy Documentation – Not our thing!
We only need just 2 documents that are necessary to process your loan application.
Customer experience at its best
Our customer centric approach gives us the edge and has left countless of our customers satisfied.
How To Apply for a Personal Loan for Home Renovation?
To get a personal loan for home renovation of up to ₹5 Lakhs, just follow these three simple steps below and get instant approval:
Enter your phone number and follow the simple steps to check your eligibility.
Get instant approval on personal loan for home renovation up to ₹5 Lakhs.
Get the loan amount disbursed within hours of signing the agreement.
Avail Quick & Easy Personal Loan from Home Credit
Your renovation problems are a thing of the past thanks to our instant personal loan. So, if you're thinking about upgrading your sitting room or bringing a large new sofa to your living room, our super-easy personal loan for home improvement will take care of everything!
We offer the answer to your home's needs, from making interior changes to addressing basic repair and maintenance issues. You deserve a better home and we're here with you!
Download the Home Credit app on your phone to get started.
Frequently Asked Questions
How Can I Get a Personal loan for home renovation from Home Credit?
To get a personal loan for home renovation of up to ₹5 Lakhs, just follow these three simple steps below and get instant approval:
Enter your phone number and follow the simple steps to check your eligibility.
Get instant approval on personal loan for home renovation up to ₹5 Lakhs.
Get the loan amount disbursed within hours of signing the agreement.
Do I need any collateral to avail myself of this loan?
No. Taking a personal loan for home improvement from Home Credit is free of collateral. You do not have to worry about pledging any assets or security to get a loan.
How much time do I get to repay my loan?
Home Credit offers a long and flexible loan tenure ranging from 6-48 months for new applicants and 9-51 months to repay the loan amount for existing Home Credit customers.
What expenses can I cover with my personal loan for home renovation?
Home Credit does not implement any restrictions on how you decide to use the sanctioned loan amount. This allows you to meet both direct and ancillary expenses incurred to give your home a brand-new look.
What is the minimum and maximum loan amount that I can avail?
Home Credit offers a personal loan for home improvement ranging from Rs. 25000 to Rs. 2 lakhs for new applicants and Rs. 10000 to Rs. 5 Lakhs for existing Home Credit customers along with instant approval and flexible repayment options.
Is there any processing fee charged?
Home Credit charges a small processing fee that ranges from 0-5% of the loan amount. It varies depending upon the risk profile of the user.
What are the documents required to apply for a personal loan for home improvement?
Here are the two documents you need to get a personal loan for home improvement from Home Credit:
