Upgrade your mobile phone in 3 easy steps

Walk out with your new phone in less than 20 minutes!

You can also shop online or at our partner shops using Home Credit Ujjwal EMI Card, click here to shop now >

Why choose Home Credit

No credit history required
No credit history

Avail loans even if you’ve never taken one before

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Get your loan request approved instantly

Convenient Repayment Modes
repayment modes

Pay online, using the mobile app or via other repayment modes

No hidden charges
No hidden

Transparent terms & conditions for your peace of mind

Value-added Services

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  • Mobile Protect
  • safe
  • Extended Warranty

Opt for our Value-added Services while applying for a loan

Wide Coverage

Mobile Protect insures your phone from damage like breakage and liquid damage

Cashless Claim Process
Super Quick TAT
Doorstep Service

Big offers for big dreams

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  • customer-2

    Last EMI free with Gift Pay

    Pay your smartphone EMIs on time, and the last one will be a gift from our side

EMI Calculator

Frequently Asked Questions

How can I get a Mobile Phone Loan from Home Credit?

You can get any smartphone of your choice on easy EMIs by applying for Home Credit Ujjwal EMI Card. You need to meet the following criteria:

  • Age: Indian national between 18 to 60 years of age
  • Income source: Salaried, self-employed or pensioner
  • Documents: One ID proof and one address proof
  • Gap between two loan applications: 90 days

What is the tenure of EMIs for smartphone loans on Ujjwal EMI Card?
What documents are required to apply for Ujjwal EMI Card?
Where can I buy a smartphone on EMIs from Home Credit?
What is the Gift Pay offer provided by Home Credit India?
Is Gift Pay applicable in case I opt for Payment Holiday during my loan term?
When will my loan contract get over if I pay all my instalments on time, with Gift Pay offer?
Which Value Added Services are available while financing mobile phones?

Guaranteed customer happiness

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  • customer-2

    "Maine apne dono phone Home Credit se finance karvaya hai. Process bhut aasaan hai, main Home Credit ke sath juda rahunga aur friends ko recommend krta rahunga."

    - Nitesh Jain

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • customer-2

    "EMI aaraam se pay  kar sakte hain app ke saath, bina kisi problem ke."

    - Sonu Mehta

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • customer-2

    "Jaise bola tha, ussi hisab se EMIs mili. Maine Home Credit ke convenient EMI plans ke saath apne manpasand phones liye, bina kisi problem ke."

    - Peer Hasan

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • Tarun Jaiswal

    "Home Credit ke saath apni zaroorat ki cheez khareed sakte hain aur easily pay kar sakte hain."

    - Tarun Jaiswal

    Purchased : Mobile Phone Watch Video Home Credit Video Play
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