Quick, easy & convenient loans

Get loan from Home Credit, even if you do not have a credit history

Quick, Easy & Convenient Loans

Only 2 Documents Required

  •  Any <font color='red'>ONE</font> of the below documents

    PAN Card is compulsory for all loans

      • PAN Card1
        Or 
        Form No. 603
       
  • Any <font color='red'>ONE</font> of the below documents

    Any ONE of the below documents

      • Voter ID
      • Passport2
      • Driving Licence2
      • Masked Aadhaar
  • PAN Card is compulsory for all loans
  • Expiry of the Passport/Driving License should not be within three months of application
  • If the Customer doesn’t have the PAN, the Customer needs to provide Form No. 60 (as per Income Tax Rules, 1962, as amended from time to time)

In certain cases, additional income proofs/documents may be required. 

Eligibility Criteria

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.

Loan Amount

Up to ₹ 75,000

Loan Term

Up to 13 months

Minimum advance cash/
down payment

0% - 33% depending
on commodity price

Fees & Charges

 

Glossary of Fee & Charges

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.

Loan Amount

Up to ₹ 75,000

Loan Term

Up to 13 months

Minimum advance cash/
Down payment

0% - 33% depending
on commodity price

Fees & Charges

 

Glossary of Fee & Charges

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.
Loan Amount ₹ 10,000 - ₹ 5,00,000
Loan Term 9 Months - 60 Months
Minimum advance cash/
down payment
NA

Fees & Charges

 

Glossary of Fee & Charges

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.

Fees & Charges

 

Glossary of Fee & Charges