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Quick, Easy & Convenient Loans

Only 2 Documents Required

  • Any <font color='red'>ONE</font> of the below documents

    PAN Card is compulsory for all loans

      • PAN Card1
        Or 
        Form No. 602
       
  • Any <font color='red'>ONE</font> of the below documents

    Any ONE of the below documents

      • Voter ID
      • Passport3
      • Driving Licence3
      • Masked Aadhaar
  • PAN Card is compulsory for all loans
  • If the Customer doesn’t have the PAN, the Customer needs to provide Form No. 60 (as per Income Tax Rules, 1962, as amended from time to time)
  • Expiry of the Passport/Driving License should not be within three months of application

In certain cases, additional income proofs/documents may be required. 

Eligibility Criteria

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.
     

Loan Amount

Up to ₹ 75,000

Loan Term

Up to 13 months

Minimum advance cash/
down payment

0% - 33% depending
on commodity price

Fees & Charges

 

Glossary of Fee & Charges

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.
     

Loan Amount

Up to ₹ 75,000

Loan Term

Up to 13 months

Minimum advance cash/
Down payment

0% - 33% depending
on commodity price

Fees & Charges

 

Glossary of Fee & Charges

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.
  • Need to be an existing customer of Home Credit (should have availed Ujjwal EMI Card/ Consumer Durable Loans/ Personal Loan/ Flexible Personal Loan in the past).
     

Loan Amount

₹ 10,000 - ₹ 5,00,000

Loan Term

9 Months - 48 Months

Minimum advance cash/
down payment

NA

Fees & Charges

 

Glossary of Fee & Charges

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.

Fees & Charges

 

Glossary of Fee & Charges

Eligibility

The applicant must meet the following criteria:

  • Be an Indian citizen aged between 18 and 60 years.
  • Have valid ID proof and current address proof.
  • Be employed, self-employed, or a pensioner.
  • Maintain an active bank account.
  • Ensure a minimum 90-day interval between two Home Credit loan applications.
  • Demonstrate a monthly household income exceeding ₹25,000. "Household" refers to an individual family unit comprising a husband, wife, and their unmarried children.
     
Loan Amount ₹10,000 - ₹1,00,000
Loan Term 5 Years (3 years flexible + 2 years fixed)

Fees and Charges

 

Glossary of Fee & Charges

Frequently Asked Questions

Frequently Asked Questions

To get answers to the frequently asked queries, please check out our FAQs section here.

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