Shop online with ease
using Ujjwal EMI card

Get your favorite products from the comfort of your home on easy EMIs from partner websites across categories like Mobiles, Electronics, Travel, Insurance, Home & furniture, Lifestyle & more using your Home Credit Ujjwal EMI card.


Shop your favorite products on easy EMIs

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  • Poorvika


    Get best deals and discounts on the latest electronic appliances.

  • Motorola


    Shop for top 5G mobile phones, accessories & more.

  • HDFC Life

    HDFC Life

    Secure your family’s future with the range of insurance plans.

  • Indigo


    Book domestic & international flight tickets at the lowest airfare with best offers.

  • Sangeetha

    Sangeetha Mobiles

    Buy Mobile phones & accessories online at low prices & amazing discounts.

  • Hero cycles

    Hero cycles

    Explore a great selection of cycles for different purposes as per your budget.

  • Boat


    Buy affordable and high quality audio products like headphones, earphones & earbuds.

3 simple steps to shop online using Ujjwal EMI card

 steps to shop online using Ujjwal EMI card

Step 1: Select the product

Go to the partner website, add the product of your choice to cart, fill up the necessary details like address etc.

Step 2: Enter EMI details

  • Select ‘EMI’ option under Payment Method
  • Then select ‘Easy EMI/Cardless EMI’ and select ‘Home Credit Ujjwal EMI card’ and choose the preferred EMI tenure.
  • Enter your mobile number & then enter the numeric digits of your PAN number.

Step 3: OTP verification

Submit the OTP received on your mobile number, and it is done!

Watch this video to know more

Shopping online with your Home Credit Ujjwal EMI card is simple! Just follow the steps in this video & get the products of your choice on easy EMIs. If you do not have Home Credit Ujjwal EMI Card yet, you can apply at your nearest Home Credit partner shop.


Benefits of Home Credit Ujjwal EMI Card

Shop online & offline
Shop online & offline

Enjoy the convenience of shopping offline and online with our 53,000+ partner stores.

Pre-approved credit limit
Pre-approved credit limit

Get a pre-approved limit of up to ₹75,000 and shop for your favorite products.

One-time documentation
One-time documentation

Submit your KYC documents at the time of application process and we will not ask you to submit the documents again.

Easy repayments
Easy repayments

Now buy the product of your choice with Home Credit Ujjwal EMI Card and enjoy the benefit of easy repayments.

Frequently Asked Questions

To get answers to the frequently asked queries, please check out our FAQs section here.

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