Home Credit India is a part of Home Credit Group, an international consumer finance provider which was founded in 1997 and has operations in 9 countries. Our responsible lending model empowers underserved customers with little or no credit history by enabling them to borrow easily and safely, both online and offline. With a commitment to drive credit penetration & financial inclusion, Home Credit entered the Indian market in 2012. Since then, Home Credit has served over 1.5 crore customers in India.
Chief Executive Officer
Ondrej Kubik brings with him years of rich and diverse experience in financial controlling, performance management, and financial consultancy and in business intelligence as well. Prior to joining Home Credit Group in 2008, he held various positions in the financial industry, both at commercial banks and investment traders. Over the last 10 years, he has had various strategic roles within Home Credit Group as a Business Intelligence Officer, as Deputy Head of Finance and Controlling in the Group's headquarters and as Country Chief Financial Officer in Kazakhstan (2010-2012) and in Belarus (2012-2014). In September 2014, Ondrej Kubik joined Home Credit Kazakhstan as the CEO.
He has a master's degree in finance and commercial law from University of Economics in Prague and has a diploma from the CFO Academy in London. Mr. Kubik has been an ACCA Member since 2002 and a Chartered Financial Analyst since 2006.
Chief Financial Officer
Anirban Majumder joined the Home Credit Group in December 2017 as the Chief Financial Officer in India. His major responsibilities include financial planning and analysis, accounting, procurement and treasury functions. He believes in being extremely focused and dedicated at his work so as to drive the desired results and improve the business for long-term operational and financial sustainability as well as success.
Anirban holds a MMS degree from Jamnalal Bajaj Institute of Management Studies. Prior toHome Credit, Anirban spent 17 years with the General Electric group across Oceania, Europe, India, Japan and the USA in various roles covering auditing, controllership, as well as financial planning & analysis.
Chief Marketing Officer
Ashish joined Home Credit India in 2022. Prior to joining Home Credit, Ashish held leadership role in Future Generali India Life Insurance where he was responsible to drive comprehensive Brand & Digital transformation strategy. He has also worked with organizations like Hero Motors, JACPL, Vodafone, HCL & more. Ashish holds Digital & Social Media Marketing specialization from IIM, Bangalore, MBA from LBSIM, Delhi and B.Sc from Bareilly College, Bareilly.
Chief Sales Officer
Prior to joining Home Credit, Bhrigu was heading the BNPL unit in Bajaj Finance Ltd. He comes with 14+ years of rich experience in BFSi sector & worked with organizations like Bajaj finance, Kotak, yesbank and around 2 years experience in e-commerce organizations like magicbricks and quikr.com.
Bhrigu has done his graduation from Delhi university and PGDBM from IILM, Delhi.
Chief People Officer
Harshita joined Home Credit India in November 2015 as Head of Total Rewards. She leads our people strategy comprising of internal communication, talent acquisition and management, employee lifecycle management, HR digitalization, and performance management and development.
As Chief People Officer, Harshita brings with her over 13 years of comprehensive experience in reward strategy, performance management, as well as merger and acquisition, organization design and development, and a rich background in technology-driven, digital age companies. She holds a Hons. degree in Mathematics and a Master’s in Operational Research from University of Delhi.
Chief Information Officer
Ladislav Simicek has over 20 years’ experience in the banking sector with a strong background in strategic planning, building high-performance teams, implementing innovative technological solutions and continuous improvement programs. Prior to being appointed as CIO of Home Credit India, he was serving as COO & CIO at Home Credit Bank in Kazakhstan. In the past, he was associated with Hypotecni Banka and eBanka, a.s.
He has a Master’s Degree in Information Technology and Management from Prague-based Banking Institute College. He is also a Microsoft certified solutions developer with a C++ certification.
Chief Digital Officer
'Don't quit. Never give up trying to build the world you can see, even if others can't see it. Listen to your drum and your drum only. It's theo ne that makes the sweetest sound'. - Simon Sinek
Milan Dolansky joined Home Credit India in June '17 as Head of Online with the aim to build online side of the business and bring Home credit to a digital age.
Milan has over 12 years of experience in making online strategies, analysing the scope as well as developing suitable electronic channels. His expertise lies in his project visualization from birdeye view, which helps to detail the project plan & also to analyse & shape further requirements. He believes that having a right team, doing your job with perfection and honesty, and making right decisions at the right time is the key to success.
His prior experience involves risk management, process management and business architecture which enhances stability and effectiveness ofdelivered projects. Milan has worked with CSOB, Absolut Bank, KBCGroup and many other leading organisations in the past.
Chief Data Officer
Niraj Khalpada is Home Credit India’s Chief Data Officer. Prior to joining Home Credit, Niraj held global leadership roles at AGS Health, Capgemini and LiquidHub and has previously been associated with Annik, 247.ai, Shell, PPL UK, Oracle USA and Infosys. He has over 19 years of diverse international leadership experience in conceptualizing, setting-up and growing global centres of excellence for data, analytics and digital strategy.
He has rich background in managing strategic engagements for Fortune 500 organizations across verticals such as BFSI, Tech, Ecommerce, Manufacturing, Energy, Healthcare, Telco and has worked across US, EU and India.
Niraj holds an MBA from London Business School and a Masters in Computer Applications from DDU, India and a number of certifications in project and programme management from USA and UK.
Chief Strategy Officer
With over 15 years of work experience, Prosonjit Basu is responsible for Corporate Strategy and Alliances at Home Credit India. His core responsibilities lie in leading and managing strategic partnerships with Fin Techs and Big Data companies.
Prosonjit has been instrumental in contributing towards strategic business outcomes at Home Credit. His ability to lead cross-functional teams that collaborate as a focused unit, help the organization to achieve its business goals and drive the evolution of concepts into achievable business strategies.
Prosonjit has had a distinguished career in Finance Industry with more than 10 years of experience holding eminent leadership positions in India. Prior to Home Credit, he was the Head - Corporate Strategy and Business Development at Bajaj Finance where he led the strategy team responsible for driving high impact central projects across the organization and the geo-expansion strategy for the organization.
Chief Risk Officer
Sameer Katdare joined the Home Credit Group in 2020 as Chief Risk Officer in India. He comes to us from Standard Chartered Bank in Singapore and has over 20 years of experience as a banker across the Americas, South Asia and ASEAN. His expertise lies in managing credit risk, product, and operations functions across consumer and small business segments in direct-to-consumer, distributor-led, digital and branch banking set-ups.
'Relationship Building is more about ‘farming’ than it is about ‘hunting’. It is all about cultivating & nurturing meaningful relationships…'
With over 3 decades of rich experience, Sarpreet is responsible for long-term reputation building and advocacy for PPF & Home Credit group in India. He is responsible for the Business Environment Management strategies and for conducting stakeholder management at the highest levels by developing & implementing effective engagement with key stakeholders to enhance meaningful relationships with high-level external audiences.
He is a well-respected speaker & BEM expert who led the first ever Indian Presidential Business Delegation to Prague during President Kovind’s maiden visit to the Czech Republic in September 2018. He holds key positions in various business forums and is the Chairman of Financial Services and Director in the European Business Group Federation.
He has a distinguished career in the India Army for more than 16 years post which he joined the corporate world and held strategically important positions at Airtel, Telenor Group, and Vodafone before joining the Home Credit Group in India.
His journey to success rests in his ability to align the business environment and its intricacies to the long-term strategic objectives of the group. He now plays a critical role in shaping Home Credit’s journey in India through building meaningful long-term strategic relationships with relevant external stakeholders.
Chief Legal Officer
Vijay Dhingra joined Home Credit India in 2014 with varied experience of over 12 years in the fields of corporate governance, compliances and legal affairs. Prior to Home Credit, Vijay was part of the Legal & Secretarial Team at GE Capital Services, India, where he was responsible for compliances and legal matters of the company.