Get your Home Credit Ujjwal EMI Card conveniently

Apply for Home Credit Ujjwal EMI Card on our
mobile app or at your nearest Home Credit Partner Shops

Multiple ways to shop easily using your Ujjwal EMI Card

Shop at your nearest store
Shop at your nearest store

Locate your nearest Home Credit partner shop and shop your favourite products.

Shop from our online partners
Shop from our online partners

Shop online on easy EMIs using Ujjwal EMI Card, through our partners.

Get Care360° protection on easy EMIs
Get Care360° protection on easy EMIs

Get complete protection for you and your family through Comprehensive Care360° Protection plan on easy EMIs.

Trusted by 1.6 Cr+ Happy Customers

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  • Jaaniye Kaise Ek Naye Phone Ke Saath Hua Travel Blogger Banne Ka Sapna Saakaar

    Jaaniye Kaise Ek Naye Phone Ke Saath Hua Travel Blogger Banne Ka Sapna Saakaar

  • Apne Naye Phone Ke Saath Banaya Nimrat ne Apne Khaane Ko He Apna Career

    Apne Naye Phone Ke Saath Banaya Nimrat ne Apne Khaane Ko He Apna Career

  • Home Credit Ke Saath Naya Mobile Khareedkar Apoorv Ne Banayi Social Media Par Apni Ek Nayi Pehchaan

    Home Credit Ke Saath Naya Mobile Khareedkar Apoorv Ne Banayi Social Media Par Apni Ek Nayi Pehchaan

  • Dekhein Kaise Naya Mobile Khareedkar Madan Ne Badhai Apni Family Ke Saath Connectivity

    Dekhein Kaise Naya Mobile Khareedkar Madan Ne Badhai Apni Family Ke Saath Connectivity

  • Janiye Kaise Naya Mobile Le Aaya Mahesh Family Mein Raunak

    Janiye Kaise Naya Mobile Le Aaya Mahesh Family Mein Raunak

Home Credit Ujjwal EMI Card – Common questions answered!

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  • Kaise Paayein apne Home Credit Ujjwal EMI Card par Rs75,000 tak ki Pre-Approved limit?

    Kaise Paayein apne Home Credit Ujjwal EMI Card par Rs75,000 tak ki Pre-Approved limit?

  • Kaise aap Home Credit Ujjwal EMI Card ke liye aasani se apply kar saktein hain?

    Kaise aap Home Credit Ujjwal EMI Card ke liye aasani se apply kar saktein hain?

  • Kaise aap Home Credit Ujjwal EMI Card ke saath aasani se store mein shopping kar saktein hain?

    Kaise aap Home Credit Ujjwal EMI Card ke saath aasani se store mein shopping kar saktein hain?

Benefits of Home Credit Ujjwal EMI Card

Pre-approved credit limit
Shop with Pre-approved credit limit

Enjoy the convenience of shopping online and offline with a pre-approved limit of up to ₹75,000

One-time documentation
One-time documentation

Submit your KYC documents at the time of application process and we will not ask you to submit the documents again

Zero down payment
Easy repayments

Now buy the product of your choice with Home Credit Ujjwal EMI Card and enjoy the benefit of easy repayments

No foreclosure charges
No foreclosure charges

Foreclose the loan at no extra charges

Fee and Eligibility

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  • Fee and Eligibility
  • Eligibility
Membership Fee

With a one-time membership fee of up to ₹550 now avail the luxury of pre-approved limit

Annual Fee
Eligibility Criteria

Frequently Asked Questions

What is Ujjwal EMI Card?

Ujjwal EMI Card is a digital card with an instant pre-approved credit limit up to Rs. 75,000, which allows you to convert your purchases into EMIs.

What is the eligibility criteria to apply for Ujjwal EMI Card?
What documents are required to apply for Ujjwal EMI Card?
How can I apply for the Ujjwal EMI Card?
How can I use my Ujjwal EMI Card?
Where is the nearest Home Credit Partner Shop?
What documents are accepted as address Proof?
Is there any processing fee? How much is it?
How long does it take to activate the Home Credit Ujjwal EMI Card?
Can I apply for a physical card?
What is the tenure of the loan taken via Ujjwal EMI Card?
Can I buy multiple products in a single transaction?
How will I repay the EMIs when I purchase products using the Ujjwal EMI Card?
My due date is within 30 days of making a purchase using my Ujjwal EMI Card. Why is this so?
In what situation can the Ujjwal EMI Card limit get blocked?
Can I extend or change the EMI tenure after the transaction?
What is the Payment Holiday?
What should I do if my monthly bill is incorrect?
What should I do if my Ujjwal EMI Card is misused?
How do I block my Ujjwal EMI Card?
Can I increase or decrease the limit after getting an Ujjwal EMI Card?
Do I need to make a down payment?
Is the Ujjwal EMI Card a credit card?
What is a monthly installment limit?
I have a limit available on my Ujjwal EMI Card, but I am not able to use the limit for any transaction.
Which Value Added Services are offered with Ujjwal EMI Card?
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