Credit history is your financial collateral

  • Credit history is your financial collateral

Where to get your credit report, How to read it!

A lot of people find it difficult to understand their credit reports. This piece tell you how to read your credit report section by section and helps you understand which portions mean what, like the first portion contains personal details,the second portion reflects one;s employment details like income, the next portion has details about the loans acquired and their history, etc.

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Credit history is your financial collateral

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Credit history is your financial collateral

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Credit history is your financial collateral

Where to get your credit report, How to read it!

Borrowing and credit basics

  • Borrowing and credit basics

Do you know the difference between good and bad debts!

This article will help readers differentiate between good and bad debts. It talks about the basic factors like cost, if the loan helps you build an asset, if it helps you secure your future, etc. that differentiate good debts from bad ones.

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Personal loans se jude 5 myths
Home credit loan application journey

Personal loans se jude 5 myths

We are often conflicted on whether a loan will help our finances or not. This video will help bust 5 common myths associated with personal loans and how we can leverage them to make smarter financial decisions for ourselves and our loved ones.

Kya ₹ 25000 ki salary par loan mil sakta hai?
Home credit loan application journey

Kya ₹ 25000 ki salary par loan mil sakta hai?

Can you get a loan with a monthly income of ₹ 25000? Watch this video to get insights into how one can use easy EMI’s to buy things they may need or desire with this.

Personal Loan lein ya na lein?
Home credit loan application journey

Personal Loan lein ya na lein?

Understand the pros and cons, that one can encounter upon taking a loan. Watch this video & know how a loan, when taken with the right considerations and precautions, can help increase benefits and make financially responsible decisions.

Home Credit Personal Loan mein EMI par khareedari karne se pehle inn baaton ka dhyaan rakhiye!
Home credit loan application journey

Home Credit Personal Loan mein EMI par khareedari karne se pehle inn baaton ka dhyaan rakhiye!

EMIs ki madad se apni zaroorat aur pasand ki cheezo ki shopping karna hai bohot aasaan! Lekin, Personal loan lene ya phir EMI par kuch bhi khareedne se pehle aapko kuch baaton ka dhyan rakhna zaroori hai, taki kisi problem ke chalte aapke credit score par asar na pade. Chaliye, samajhte hain Home Credit ke saath EMI par khareedari karne ke terms aur conditions ko.

EMI par khareedari karne se pehle Home Credit ke sath jainye kin baaton ka khayal rakhna chahiye?
Home credit loan application journey

EMI par khareedari karne se pehle Home Credit ke sath jainye kin baaton ka khayal rakhna chahiye?

Agar aapko apne liye khareedari karni hai, ghar ke liye naya home appliance khareedna hai ya apno ki wishes ko pura karna hai, toh asaan EMI iska solution ho sakta hai. Lekin EMI lene se pehle aapko kai baaton ka dhyan rakhna zaroori hai taki kisi problem ke chalte aapke credit score par asar na pade. EMI par khareedari karne ke terms aur conditions samjhne ke liye, Home Credit ke saath bane rahiye.

Jaaniye kaise Home Credit ki madad se aap kar sakte hai apne financial goals ko poora?
Home credit loan application journey

Jaaniye kaise Home Credit ki madad se aap kar sakte hai apne financial goals ko poora?

Kya aap apne financial goals ko achieve karne, savings ko badhane, aur financial status ko behtar banane ki tension mein hain? Home Credit aapke liye lekar aaya hai savings grow karne ke easy tips, jinse aap apni financial goals ko achieve karne ki struggle ko kam kar sakte hain aur apne sapno ko poora kar sakte hain. Aayiye humare sath janiye yeh easy tips.

Kya aap bhi apne financial goals ko poora karna chahte hai?
Home credit loan application journey

Kya aap bhi apne financial goals ko poora karna chahte hai?

Kya aap bhi apne financial goals poora karna aur apni savings ko future ke liye grow karna chahte hain?Home Credit le aaya hai aapke liye iska aasaan solution! Jaanne ke liye bane rahiye humare saath.

Do you really need to borrow?
Home credit loan application journey

Do you really need to borrow?

Vidhi, Arvind’s sister, is an impulsive buyer and constantly borrows money to fulfil her needs and wants. This has strained her relationships and landed her in a debt trap which is making it harder for her to manage her finances. But Arvind helps her understand that she should only take loans when necessary

How to control your dues before it controls you?
Home credit loan application journey

How to control your dues before it controls you?

When we fall ill, we consult a doctor and make lifestyle changes. Similarly, when we fall into a debt trap, we should seek help and re-adjust our finances. In this video, Arvind introduces 5-mantras to Ravi, that’ll help him get out of debt.

What are the important factors to consider when borrowing?
Home credit loan application journey

What are the important factors to consider when borrowing?

Through this small incident from Arvind and Nisha’s life we learn that we should research well and compare deals before taking a loan, just like we browse through markets and check the quality of anything we buy – be it groceries or clothes. Arvind tells Nisha about all the important factors – like interest rate, tenure, additional fees and charges, etc. that she should check before taking a loan

Borrowing and credit basics
Home credit loan application journey

Can the borrowings be good?

Loans are not good or bad; it’s how and what we use them for that makes the difference. This is what Arvind helps Nisha understand by comparing loans with relationships. Loans should help you achieve your financial goals, but when they start straining your finances, you should step back and reconsider them

Why having a bank account is important?
Home credit loan application journey

Why having a bank account is important?

When Nisha hands over their house help Savitri’s salary to her, she requests Nisha to keep it for her so that the money remains safe. This is when Nisha and Arvind explain to Savitri, how having a bank account would not only keep her money safe but provide her with other benefits too. Watch the video to know why having a bank account is important.

Why do you need an emergency fund?
Home credit loan application journey

Why do you need an emergency fund?

Arvind and Ajay are having lunch at their office when Arvind tells Ajay about the ongoing layoffs in their company. This gets Ajay worried as he has a lot of liabilities and expenses to take care of. Arvind introduces Ajay to the concept of emergency fund and explains why he should start saving for one immediately. Watch the video to know why an emergency fund is indispensable.

Why budgeting is important?
Home credit loan application journey

Why budgeting is important?

Arvind and Vidhi are in their house where Vidhi is reading a pamphlet. Vidhi gets excited to know that a famous tarot card reader, Wang Skyler is coming to their society. She is really excited to know about her future. Vidhi is surprised when the tarot card reader tells her that all her problems will be solved if she starts budgeting. Watch the video to know how budgeting will help Vidhi.

Effective budgeting: How to make it interesting?
Home credit loan application journey

Effective budgeting: How to make it interesting?

Arvind performs a magic trick during his society’s talent mela. He also takes the opportunity to educate people about tips and tricks to save money and how these small changes in expenses, can make a big difference in budget. Watch the video to know how to budget better.

Old vs New: Effective ways to save money
Home credit loan application journey

Old vs New: Effective ways to save money

Arvind and Nisha’s nephew Adi gets a new job. As the whole family celebrates together, they share with Adi, some age old and some modern ways to save money. Adi understands the importance of starting early with savings and gets to know about a lot of options that he could choose from. Watch the video to know how you can save money like Adi.

Why is it important to save money?
Home credit loan application journey

Why is it important to save money?

We look at the journey of two childhood friends, Arvind and Hari who have a very similar life path until they start their job. While Arvind budgets and saves, Hari spends without a plan. We see how a series of unplanned expenses and the lack of a budget or saving plan, lands Hari in trouble. Arvind comes to his rescue and shares solutions to get his finances back on track. Watch the video to know how Arvind helps Hari.

How to control your debts before they control you
Home credit loan application journey

How to control your debts before they control you

When we fall ill, we consult a doctor and make lifestyle changes. Similarly, when we fall into a debt trap, we should seek help and re-adjust our finances. In this video, Arvind introduces 5-mantras to Ravi, that’ll help him get out of debt.

Badhayein Apni Savings 5 Aasan Tareeko Se
Home credit loan application journey

Badhayein Apni Savings 5 Aasan Tareeko Se

Home Credit Paise ki Paathshala ke is video mein hum laye hain aapke liye 5 tips jiske zariye aap apni savings badha sakte hain. Jaaniye kaise aap apni rozana zindagi mein paise bacha kar apni aur apne parivaar ki #ZindagiHit bana sakte hain.

Flexible Personal Loan Ke 4 Faayde!
Home credit loan application journey

Flexible Personal Loan kya hota hai aur iske faayde kya hain?

Home Credit Flexible Personal Loan aapko aaram se ₹100,000 tak ki pre-approved limit deta hai, jisse aap medical treatment, home renovation, travel, ya wedding ke kharchon ke liye istemaal kar sakte hain. 

Home Credit Ke Saath Banayein Apni #ZindagiHit
Home credit loan application journey

Credit Score Kya Hota Hai Aur Isse Kaise Badhayein?

Aapne zaroor suna hoga, 'Credit Score.' Isliye, hum laye hain aapke liye ye video. Home Credit ke Paise Ki Paathshala ke is video mein hum baat karenge Credit Score ya CIBIL Score ke baare mein. Aur iske saath hi, jaanenge apne Credit Score ko badhane ke 4 tareeke aur kuch aisi myths ke baare mein jo Credit Score se judi hain.

Ujjwal EMI Card Ki Madad Se Karein Apni #ZindagiHit
Home credit loan application journey

Home Credit Ujjwal EMI Card Se Karein Aasaan EMIs Par Shopping

Home Credit Paise Ki Paathshala ke is video mein hum laye hain saari jaankari, jo Home Credit Ujjwal EMI Card ke saath judi hai. Jaaniye kaise aap ₹75,000 tak ki pre-approved limit ke saath aasaan EMI options ka labh utha sakte hain apne pasandida products ko kharidne ke liye.

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