Before you Borrow
- Managing Debts
Have you ever made an impulsive purchase and regretted later? Or fell into the trap of a promotional offer? This article tells you the important questions that you must ask before deciding to borrow money for anything.
When you decide to borrow
Interest rate is what a loan company or bank charges for the loan amount they grant you. It is an important factor that determines the total cost of the loan.
Credit history is your financial collateral
You may have heard about credit scores if you have applied for a loan. But most of you may not know about its impact on things apart from your borrowings. This piece can help you understand other such ways in which your credit score may affect you.