Easy and hassle-free way to avail a loan

We offer a wide range of easy-to-avail loans for a huge range of products including Mobile Phones, Home Appliances and Two Wheelers. Our bouquet of offerings also include personal loans and Home Credit Ujjwal Card with pre-approved loan amount

Get instant access to products & services specially curated for you.

All in one place, from the comfort of your home

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Safe Pay

Enjoy peace of mind with our unique bundled offering to help you cover your loan repayment in case of Emergency

mobile protect

Mobile Protect

Protect your phone from breakage and liquid damage with Home Credit’s Mobile Protect

 extended warranty

Extended Warranty

Enjoy coverage against manufacturing defects for up to one year after manufacturer’s warranty



With 12 months of protection against screen damage, expensive repairs will now be a thing of the past

Wallet Security

Wallet Security

Protect your cards, m-wallets against theft or online/offline frauds.

Health Services

Health Services

Easy and affordable Health Services from the comfort of your home

Home Appliance Protection

Home Appliance Protection

Affordable and stress-free repairs for your home appliances. Unlimited repair assistance, 30-day service guarantee and much more.

Credit Score Check

Credit Score Check

Free Credit Score Check. Track and improve your credit score for any future loan or EMI requirements

Buy Digital Gold

Buy Digital Gold

Buy digital gold online in a few clicks, starting at just ₹1! Start your gold savings today to fulfill your family’s wishes in the future.

Care360° Protection

Care360° Protection

Protect your family from unexpected crisis by getting access to health services, complimentary life, health, home, and online fraud insurance.

Offers to make you feel special

We offer unmatched deals on the latest products to make you feel special. Indulge in an incredible shopping experience with our affordable loan offers, and get the latest products with zero down payment, low-interest rates, and free EMI with Gift Pay


Personal Loan offer

Instant personal loan for your small needs or big celebrations


ViTM bundled offer

Get a 4G smartphone along with the ViTM Unlimited Pack at just ₹ 799/-. Pay the rest in Easy EMIs


Last EMI free with Gift Pay

Pay your smartphone EMIs on time, and the last one will be a gift from our side

When we say easiest and fastest, we mean it.

When we say easiest and fastest, we mean it

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  • Wide<br> network

    Avail the benefits across 53,000 partner shops

  • Instant<br>approval

    Get your loan request approved instantly

  • Only 2 documents<br> needed
    Only 2 documents

    Say no to hassles and worries

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