Quick, easy & convenient loans

Get loan from Home Credit, even if you do not have a credit history

Quick, Easy & Convenient Loans

Only 2 Documents Required

  •  Any <font color='red'>ONE</font> of the below documents

    Any ONE of the below documents

      • PAN Card1
      • Form 60 (with one proof)
  • Any <font color='red'>ONE</font> of the below documents

    Any ONE of the below documents

      • Voter ID
      • Passport2
      • Driving Licence2
      • NREGA3 Job Card
      • NPR Letter4
      • Masked Aadhaar
  • PAN is compulsory for all loans
  • Expiry of the Passport/Driving License should not be within three months of application
  • Issued by NREGA duly signed by an officer of the State Government
  • Issued by the National Population Register containing details of name & address

In certain cases, additional income proofs/documents may be required. For two wheeler loan applications, additional proofs of income & hypothecation documents may be required.

Eligibility Criteria

Eligibility

  • Applicant should be an Indian Citizen between 19 to 65 years of age
  • Applicant should have a valid identity and address proof
  • Should have an active source of income
  • Should have a gap of 90 days between 2 Home Credit Applications
Loan Amount Up to ₹ 60,000
Loan Term Up to 26 months
Minimum advance cash/
Down payment
0% - 40% depending
on commodity price

Fees & Charges
Eligibility

  • Applicant should be an Indian Citizen between 19 to 65 years of age
  • Applicant should have a valid identity and address proof
  • Should have an active source of income
  • Should have a gap of 90 days between 2 Home Credit Applications
Loan Amount Up to ₹ 1,00,000
Loan Term Up to 24 months
Minimum advance cash/
Down payment
0% - 40% depending
on commodity price

Fees & Charges
Eligibility

  • Should be an Indian Citizen with minimum age of 18 years and maximum age of 69 years
  • Should have a valid ID proof and address proof
  • Should have an active bank account
  • Should be salaried or self-employed, drawing a fair income
Loan Amount ₹ 10,000 - ₹ 2,40,000
Loan Term 12 Months - 51 Months
Minimum advance cash/
down payment
NA

Fees & Charges
Eligibility

  • Age: Between the age group of 18 to 69 years
  • Income source: Salaried or Self-employed or Pensioner
  • Bank account: Should have an active bank account
  • Documents: PAN card(Mandatory) and Address Proof
  • Gap between two Home Credit loan applications: min 90 Days

Fees & Charges
Eligibility

  • Applicant should be an Indian Citizen between 19 to 65 years of age
  • Applicant should have a valid identity and address proof
  • Should have an active source of income
  • Should have a gap of 90 days between 2 Home Credit Applications
Loan Amount Up to ₹ 1,20,000
Loan Term Up to 36 Months
Minimum advance cash/
down payment
20% - 25% depending
on commodity price

Fees & Charges
Eligibility

  • Applicant should be an Indian Citizen between 19 to 65 years of age
  • Applicant should have a valid identity and address proof
  • Should have an active source of income
  • Home Credit Customers are eligible to apply for Pocket Loan through the Home Credit Money App
Loan Amount ₹ 1,500 - ₹ 10,000
Loan Term Up to 3 Months

Fees and Charges