Personal Loan for Small Business

At Home Credit, we understand how every little step makes an enormous difference in reaching your business goals. Avail yourself of a personal loan for small business up to ₹4.8 lakhs with instant approval from Home Credit and empower your new business!

Instant Personal Loan for Small Business Online

Lack of funds should be the last thing standing between you and your business ambitions, especially if your business plans are all ready to take the commercial world by storm.

We think that no business goal is too big or too small. Whatever your needs are, whether it's renewing your retail store's inventory or expanding your cafe, our instant personal loan can help. You may rely on us to be your financial partners by offering a personal loan for small business to cover both normal working capital requirements and expansion goals.

Features & Benefits of Home Credit Personal Loan

Let us look at some of the features and benefits that set a Home Credit personal loan apart from other loans in the market -

Affordable High Value Loan

Get instant approval on a high-value personal loan for small business up to ₹4.8 lakhs without any restrictions on the end usage of the funds.

Hassle-Free Disbursement

Get an instant loan online from Home Credit with a hassle-free disbursal procedure. Fulfill the eligibility criteria and furnish the documents required to get instant loan approval and expect quick disbursal of funds within a few hours.

Paperless Application Process

The process to apply for a personal loan for small business with Home Credit is quick and easy. You can easily apply for a personal loan through our app and get instant approval.

Minimal Documentation

To get started on your loan application, you only have to submit 2 documents – your identity proof [PAN Card Mandatory] and address proof!

No Collateral

You don’t need to provide any guarantor or security to avail yourself of a personal loan for small business.

Low EMI Amount

Get a personal loan for small business up to ₹4.8 Lakhs, with easy EMI options.

Why Choose Home Credit?

Home Credit – A name you can trust!

Our team at Home Credit assists you at every stage of your loan journey, keeping the desires and needs of our customers in mind.

We are flexible

Home Credit India offers flexible repayment options to make our personal loan for small business perfect for your needs.

No Collateral? No problem!

We do not want you to give us any security or guarantor to cover the personal loan.

Lengthy Documentation – Not our thing!

We only need just 2 documents that are necessary to process your loan application.

Customer experience at its best

Our customer centric approach gives us the edge and has left countless of our customers satisfied.

Frequently Asked Questions

How Can I Get a Personal loan for small business from Home Credit?

To get your instant personal loan up to ₹4.8 Lakhs, just follow these three simple steps below and get instant approval:

  • Enter your phone number and follow the simple steps to check your eligibility.
  • Get instant approval on personal loan for small business of up to ₹4.8 Lakhs.
  • Get the loan amount disbursed within hours of signing the agreement.

 

Do I need any collateral to avail myself of this loan?

No. Taking a personal loan for small business from Home Credit is free of collateral. You do not have to worry about pledging any assets or security to get a loan.

How much time do I get to repay my personal loan for small business?

Home Credit offers a long and flexible loan tenure ranging 9-48 months to repay the loan amount for existing Home Credit customers.

What expenses can I cover with my personal loan for small business?

Home Credit does not implement any restrictions on how you decide to use the sanctioned loan amount. This allows you to meet both direct and ancillary expenses incurred to turn your business into a growth engine.

What is the minimum and maximum loan amount that I can avail?

Home Credit offers an instant personal loan ranging from ₹10000 to ₹4.8 Lakhs for existing Home Credit customers along with instant approval and flexible repayment options.

Is there any processing fee charged?

Home Credit charges a small processing fee that ranges from 0-5% of the loan amount. It varies depending upon the risk profile of the user.

What are the documents required to apply for a personal loan for small business?

Here are the two documents you need to get an instant personal loan from Home Credit:

Proof of Identity: PAN Card (Mandatory)

Address Proof: Aadhar Card/ Voter ID/Passport/ Driving License

What are the benefits of taking a personal loan for small business from Home Credit?

The major benefits of taking a personal loan for small business from Home Credit are as follows:

  • Quick & Easy Application Process
  • Instant Loan Approval
  • No Hidden Charges
  • No Collaterals

 

How can I reach out for any other information for my loan?

For more information on our personal loan for small business, you can call us on 0124-6628888 or drop us an email at care@homecredit.co.in

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