Gear Up for the Online Festival Season Gear Up for the Online Festival Season
Home Credit - Consumer Durable Loans

Gear Up for the Online Festival Season

Festive shopping is about to hit in a few days, and you shall be flooded with attractive discounts and offers by all the E-commerce majors. The promotional activities will aim higher sales and be called by different names like big billion days, the Great Indian Festival etc. Of course, buyers want the best deals, and they are more than willing to pay for cheaper products with their credit cards ready. From the new models of iPhone and android smartphones to air conditioners, household appliances, latest clothing and more. It is one of those major events that occur multiple times through the year. The retailers are at the top of their stocks so entice customers with big discounts. The success rate of this online festival is much higher of what we can even imagine! While shopping online can be a lot of fun, there are some frauds which can disturb you and as customers you must keep aware of them.

Tips to follow while Online Shopping

Here are some tips to be kept in mind before hopping onto online shopping websites:

  • APPS: Online shopping goes together with the mobile apps. So, we eventually download them. Why? The E-commerce websites offer extra discounts on their apps just to get people locked exclusively on their online platform. Also, there are many app-exclusive deals that cannot be found on their online portals.
  • WISHLIST: Firstly, pen down a wish list of products that you want to buy. Online websites can be tempting as one thing leads to another. It often leads to things which we do not need, but simply desire to have! Planning it beforehand can help you. This will allow you to find the right product and at the right price point.
  • COMPARE: We should not buy anything before relative comparison with the other options. So, apply the same mindset while shopping online as well. Whatever products you wish to buy or like, make sure you compare it on other websites. Better calculate the value you will spend and not end up overspending.
  • TAKE AN INSTANT PERSONAL LOAN: While shopping on the e-commerce websites, you may be disappointed because of the high prices. This is possible due to low cash at disposal. In such a case we end up shutting the websites and take a backseat on our wish list. With Home Credit Instant Loan you do not have to keep broken. This upcoming festival season, buy anything, at any time without any hassles. You can take instant cash loan up to Rs 2,00,000 and buy whatever you wish to online. It is paperless and instant. Your wishes can now be a reality!

Why Choose Home Credit App for Personal Loan?

  1. 10 million+ app downloads
  2. 9+million happy customers
  3. Use of AI Technology & Machine learning

Gear Up for the Online Festival Season

Instant Loan Online- Home Credit

Individuals meet with different kind of needs which can shake up your finances. Based on your needs, you can avail instant loan for the following:

  1. Personal Loan for Travel: An instant loan for travel can be helpful to bear your travel expenses. So that you can pack your bags and leave for your travel destination. Our loan amount gets disbursed into your account in 24 hours.
  2. Personal Loan for Medical Needs: An instant loan for medical emergency from Home Credit can assist to stay cash ready at the helm of medical contingencies. Whether it is a surgery/operation or a regular doctor consultation, it can get expensive to manage.
  3. Personal Loan for Marriage: Marriages can be a grand auspicious ceremony to be celebrated in an extraordinary way. In this growing market, all the commodities are getting expensive, each passing day. Managing finances well is a core of a successful wedding affair.
  4. Personal Loan for Higher Studies: Our personal loans for students provide the comfort of up-front payments at the time of education. In fact, your guardian can make your EMI payments.
  5. Personal Loan for Small Set-ups: Our personal loan for business offers benefits and meets your unique business needs, no matter small it is. This could be the best option when you want to avoid local lenders.
  6. Personal loan for Home Improvement: Use our personal loan, online to make essential repairs, long due maintenance and classic interiors for your dreamy house.

Home Credit India plans to ramp up presence. It has already spread its existence across 300+ cities. It is constantly looking to spread its wings across 497 cities by the mid-2020s!

Did you find this article helpful?
Send us your suggestions

Related Topics

  • |
Want a Makeover of your House? We can help you in this Festive Season
  • EMI and Shopping

Want a Makeover of your House? We can help you in this Festive Season

We have once again reached that time of the year, celebrations, and God times, attending puja and aartis, going to Durga Puja Pandals, the excitement of buying & wearing festive clothes and finally welcoming another new year.

Upgrade Your Comfort: Symphony Coolers now available on Easy EMIs with Home Credit
  • EMI and Shopping

Upgrade Your Comfort: Symphony Coolers now available on Easy EMIs with Home Credit

Summer is here, and we all know the struggle is real! Whether it's the scorching heat making your home uncomfortable or the constant worry about rising electricity bills, staying cool shouldn't be a luxury.

Ensure Safe Online Transactions This Festive Season
  • EMI and Shopping

Ensure Safe Online Transactions This Festive Season

The festive season has already kicked off and so has the happy times for brands/companies offering huge discounts and offers.

Effective Ways to Bifurcate your Business and Personal Finances
  • EMI and Shopping

Effective Ways to Bifurcate your Business and Personal Finances

A few things never go well together, like oil and water. Similarly, personal finances and your business funds cannot be mixed.

What will happen if I miss my EMI Payment?
  • EMI and Shopping

What will happen if I miss my EMI Payment?

Over the past few years, the number of individuals choosing personal loans to finance their big purchases, travel, and consolidate debts has been increasing rapidly.

Why Should You Own A Ujjwal EMI Card For Online Shopping?
  • EMI and Shopping

Why Should You Own A Ujjwal EMI Card For Online Shopping?

Modern appliances and gadgets are expensive, and you may struggle to pay for them upfront at times.

Ujjwal EMI Card: Shop Till You Drop Without Any Financial Worries!
  • EMI and Shopping

Ujjwal EMI Card: Shop Till You Drop Without Any Financial Worries!

Everyone has a monthly budget, and one unexpected expense can completely derail it.

How To Use a Personal Loan To Shop For Furniture and Appliances?
  • EMI and Shopping

How To Use a Personal Loan To Shop For Furniture and Appliances?

Home improvement projects often come with a hefty price tag, especially when you’re looking to upgrade your furniture and appliances.

Make Your EMI Shopping Memorable With Ujjwal EMI Card
  • EMI and Shopping

Make Your EMI Shopping Memorable With Ujjwal EMI Card

Shopping is more than just a way to get what you want or need; it’s an overall experience, whether you’re just browsing or buying something.

How Can I Buy a New Phone on Easy EMI?
  • EMI and Shopping

How Can I Buy a New Phone on Easy EMI?

Owning a smartphone has become a necessity in recent times, regardless of our age or career.

Top 5 Useful Gadgets & Appliances to Buy on EMI
  • EMI and Shopping

Top 5 Useful Gadgets & Appliances to Buy on EMI

If you think EMI shopping is only for expensive cars and houses, you’ll be relieved to know that this is no longer the case.

How to Buy a Laptop on EMI Without a Credit Card?
  • EMI and Shopping

How to Buy a Laptop on EMI Without a Credit Card?

In today’s world, a laptop is no longer a luxury but a necessity for most people, especially those who work or study remotely.

Is Buying Electronics & Appliances on EMI Good or Bad?
  • EMI and Shopping

Is Buying Electronics & Appliances on EMI Good or Bad?

Small things in life can bring a lot of joy to your family. Buying a new television or laptop is a satisfying experience.

Major Steps to Follow to Avoid Missing Personal Loan EMI
  • EMI and Shopping

Major Steps to Follow to Avoid Missing Personal Loan EMI

Personal loans are a popular option for people who need quick access to funds for various purposes, such as debt consolidation, home renovation, or medical emergencies.

Easy Financial Planning with a Personal Loan EMI Calculator
  • EMI and Shopping

Easy Financial Planning with a Personal Loan EMI Calculator

Managing finances is an integral part of our lives, and at times, unexpected expenses or opportunities may arise that require additional funds.

Convert Your Big Purchases into Easy EMIs With Ujjwal EMI Card
  • EMI and Shopping

Convert Your Big Purchases into Easy EMIs With Ujjwal EMI Card

The online shopping culture in India has gained a lot of popularity over the previous decade, and the COVID-19 situation has accelerated this trend.

Best Ways to Save Money on an Engagement Ring
  • EMI and Shopping

Best Ways to Save Money on an Engagement Ring

Are you scared of wasting too much money? Are you confused about the available choices?

Best Mobile Phones under 30000 in India
  • EMI and Shopping

Best Mobile Phones under 30000 in India

Need a phone with an excellent display, good cameras, and a day’s worth of battery life?

Enjoy a Stress-Free Diwali Shopping with the Ujjwal EMI Card for a #ShandaarDiwali
  • EMI and Shopping

Enjoy a Stress-Free Diwali Shopping with the Ujjwal EMI Card for a #ShandaarDiwali

Diwali shopping can often be overwhelming, but with Home Credit India's Ujjwal EMI Card, you can enjoy a stress-free experience.

easy loans home credit