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Who We Are ?

About Home Credit India

Home Credit India Finance Pvt. Ltd. is a leading Non-Banking Financial Company (NBFC) in consumer finance lending. The company is committed to drive credit penetration and financial inclusion by offering large financial solutions that are simple, transparent and accessible to all. With largest penetration in sub Rs. 10,000 category, Home Credit India has an employee base of over 15,000 and has been consistently expanding operations since its entry in 2012, with its operations spread over 179 cities across 20 States in India. The company has a strong network of around 29,000 points-of-sale (PoS) and is growing with a customer base of over 10 million customers, driven by Pan-India expansion across major markets, a range of diversified and innovative products backed by superior customer experience. Home Credit India has been recognized by Aon Hewitt as a Regional AON Best Employer 2017 for employer excellence. For more information, visit www.homecredit.co.in
(Leader in sub Rs. 10,000 category of consumer finance lending as per CRIF Report September 2018)


About Home Credit Group:

Home Credit Group is an international consumer finance provider with operations in 9 countries. Founded in 1997, the company focuses on responsible lending primarily to people with little or no credit history. With simple, easy and fast services, it operates in highly attractive markets. Home Credit is a leading provider of consumer finance in selected countries. Experience and knowledge across different markets, sustainably puts the company ahead of its competition. Home Credit drives and broadens financial inclusion for the unbanked population by providing a positive and safe borrowing experience – the first for many customers, promotes high living standards and meets borrowers' financial needs. With an employee base of 132 thousand, the company has so far served over 111 million customers through a vast distribution network comprising over 434,000 points of sale, loan offices, branches and post offices.
For more information, visit www.homecredit.net

What We Do ?

Home Credit offers easy, simple and fast loans for a range of Home Appliances, Mobile Phones, Laptops, Two Wheelers , and varied personal needs. Typically, the first touchpoint for us to connect with our customers is through a PoS, that offers loans which are:

  • — Easy

    Applying for a loan with us is incredibly easy. We do not require that you should have taken a loan in the past or should even own a credit card to apply for a loan. Even if this is your first loan ever, we encourage you to apply to Home Credit to make your dreams come true.

  • — Simple

    At Home Credit, we’ve made our entire loan application process easy to understand. Especially for first time loan-takers, our clear and transparent terms and conditions and friendly multi-lingual customer care make understanding the world of finance so easy! Not only do we partner you through your loan process, but help you build your overall credit score, making finance easily accessible to you in the future.

  • — Fast

    At Home Credit, we aim to minimize your waiting time through the loan process. With easy documentation requirements (only an address and ID proof), you can apply for a loan instantly!

How We Do It ?

  • Visit a Home Credit partner store and choose a product for purchase.
  • Meet the Home Credit representative who will help fill out your loan application form.
  • Home Credit evaluates the application based on internal guidelines.
  • Once accepted, you can decide on your monthly repayment amount, sign the agreement and make the down payment.
  • Take your new purchase home the very same day !
  • Don't forget to make your monthly payments amount before the due date using our easy repayment options.