Home Credit partners with Flexmoney to offer Instant Cardless EMI

New Delhi, 26th October 2021: Home Credit India, a local arm of the international consumer finance provider with operations spanning across Europe and Asia and committed to driving financial inclusion in India, has partnered with Flexmoney, India’s leading full-lifecycle BNPL (Buy Now Pay Later) Digital Credit Network Platform provider to offer Instant Cardless EMI to Home Credit customers across Flexmoney’s network of over 4,800 online marquee merchants. The “cardless EMI” facility is available to customers across popular categories such as mobiles, electronics, durables, fashion, home, fitness, travel, and insurance.

With this partnership, Home Credit customers can avail easy and instant EMIs through Flexmoney’s integrated secure checkout platform.

Commenting on the partnership, Mr. Ankush Khosla, Chief Sales Officer, Home Credit India said; “We are excited about this partnership with Flexmoney to provide Cardless EMI to our customers at merchant point-of-sale. Over the last 18 months, Home Credit has focused on digitizing its services to provide a seamless and an effortless experience to its customers. The partnership will enable an enhanced and a customer friendly experience. With presence across e-commerce platforms, this alliance will scale-up our reach across Flexmoney’s vast network of merchants and strengthen our large retail footprint in India. We look forward to a continued and reinforced partnership with Flexmoney to help us achieve our goal to drive credit penetration in India”

Mr. Yezdi Lashkari, Founder & CEO, Flexmoney Technologies said; “We are delighted to partner with Home Credit to enable them to offer branded, Instant Cardless EMI across our network of 4,800 + marquee merchants. With this partnership we look forward to catering to the growing demand for instant, frictionless purchase finance from India’s Digital Consumer Generation. Flexmoney’s vision is to simplify and democratize consumer credit by enabling trusted Banks and NBFCs to offer branded, cardless digital consumption credit lines to their customers. Partnering with Home Credit moves us a step forward in achieving that vision.”

Flexmoney’s unique offering allows individuals to avail seamless and secure credit through their registered mobile number as a unique identifier to initiate the Buy Now Pay Later option, without the need for a credit or debit card. The best-in-class BNPL infrastructure ensures that the lending partners can provide frictionless, secure purchase credit to their customers across various merchant, making it the most viable mass-market BNPL solution for trusted lenders in the ecosystem.

About Home Credit India:

Home Credit India Finance Pvt. Ltd. is a local arm of the international consumer finance provider with operations spanning over Europe and Asia and committed to drive financial inclusion in India. The company is committed to drive credit penetration and financial inclusion by offering wide financial solutions that are simple, transparent, and accessible to all. Home Credit India has an employee base of over 7000 and has been consistently expanding operations since its entry in 2012, with its operations spread over 625 cities across India. The company has a strong network of around 53,000 points-of-sale (PoS) and is growing with a customer base of 13.2 million customers, driven by Pan-India expansion across major markets, a range of diversified and innovative products backed by superior customer experience.

For more information, visit www.homecredit.co.in and contact:

Home Credit Finance:

First Partners:

Kshitija Sharma: 

+91 9871630164


Kanika Bansal:



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