Need urgent funds?

A personal loan from Home Credit offers you easy finance when you require it the most. Our personal loans can be used for a wide variety of purposes – from financing your child’s education, to funding your/your child’s marriage, meeting urgent medical expenses, home repairs and more. Evaluate the tenure and repayment structure on your Personal Loan with our EMI Calculator. This will help you avail a loan amount you can afford to repay without defaulting, at a tenure that suits you best.

Why should you choose Home Credit Personal Loan?

Responsibilities are numerous yet money is limited. While significant expenses like a medical emergency, small business, home renovation, dream vacation, taking up an online course, or even purchasing a new appliance can be planned for, there are a few unforeseeable expenses that can catch you off guard and contribute to your dipping resources. With Home Credit Personal Loan, you can make your financial troubles go away in the blink of an eye.

Home Credit offers you one of the most convenient and easy personal loans. We offer an instant personal loan of up to ₹4.8 lakhs, so whether you want a loan for your dream vacation, an online course, or a medical emergency, we have you covered. Minimal paperwork, maximum flexibility, and quick funds disbursement are all hallmarks of our instant personal loan. In addition, you get a quick personal loan of up to ₹4.8 lakhs with easy EMI options

How do I calculate my Personal Loan EMI?

To use the EMI calculator:

The EMI calculator will then display the estimated EMIs you will need to pay. Please note that the interest rates are indicative, and actual calculations may vary. The interest rate may also differ during actual loan approval process.

Estimate your Personal Loan EMIs

FAQs

How to use the EMI calculator?

The Personal Loan EMI calculator is a free online tool that’s available for everyone. One can use the EMI calculator prior to availing a loan, so that you can make an informed decision about your preferred EMI plan.

How do I calculate my personal loan on EMI?

To use the EMI calculator:

  • Select the loan amount
  • Select the interest rate
  • Select the tenure

The EMI calculator will then display the estimated EMIs you will need to pay. Please note that the interest rates are indicative, and actual calculations may vary. The interest rate may also differ during actual loan approval process

What can I do with a personal loan?

A personal loan offers you quick money when you need it. You may use the loan for the renovation of your home, for your marriage, your child’s education or for your personal expenses. In the event of a medical emergency as well, a personal loan can provide financial relief.

What is the maximum loan amount offered by Home Credit?

Home Credit offers personal loans up to 4.8 Lakhs.

What are the tenure options available for a personal loan?

Home Credit Personal Loan enables you to pay at your own discretion. The process is quick and easy. For new applicants the customizable repayment tenure ranges from 6 - 48 months and for existing customers it ranges from 9-51 months.

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