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Why buy a Refrigerator on EMIs?

Take advantage of Refrigerator EMI offers today!
Click here to find your nearest Home Credit partner store!
OR
Shop online using Ujjwal (EMI) Card here >

Why choose Home Credit

New to credit? No credit history required

New to Credit? No History needed

Avail a loan as a first-time borrower

Quick Disbursals

Instant Disbursals

Loan approvals in a matter of minutes

Easy Repayment Options

Easy Repayment Options

Pay your EMIs online, via the app or other payment modes

No Hidden Charges

No Hidden Charges

Complete transparency in processing and communication

Value-added Services

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  • Safe Pay

Safe Pay

Payment Holiday

  • In case of an emergency postpone EMI payment by a month
  • Can be availed after paying first 2 EMI’s on or before the due date
  • The loan tenure increases by a month every time a Payment Holiday is availed
  • There is no impact on the borrower's credit history
  • Payment Holiday benefit can be availed twice a year.
  • Atleast one EMI between two Payment Holiday Service needs to be paid
  • Call us 6 days before the due date to avail the service. You can contact us in multiple ways here
  • No proof required

Free Early Repayment
Life Cover
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Frequently Asked Questions

What are the benefits getting a Refrigerator loan from Home Credit?

With Home Credit, you can buy a fridge on EMI without a Credit Card quickly and hassle-free. Buying a single-door fridge on EMI or even a double-door fridge on EMI is easier than ever before. You can choose from the latest models online here or at any of our Partner Stores and repay the amount as per your convenience through easy EMIs spread over a tenure to suit your comfort.

What are the documents needed to avail of a zero down payment Refrigerator?

You only need to present one ID proof and one address proof to be able to avail of our Fridge EMI offers. You can also use Ujjwal (EMI) Card to make the documentation process even simpler. For more documentation-related queries, please visit here

What are the types of Refrigerators I can choose from?

When you buy a fridge on EMIs, you can choose from a single door, double door, triple door, multi-door or other refrigerator styles, as per your needs and style preferences.

Where in India can I avail of Home Credit’s Refrigerator EMI offers?

Home Credit India is currently present in 625 cities and has partnered with over 53,000 merchants in these locations. Click here to see a list of cities we are present in. Walk in to any of our Partner Stores and talk to a sales representative to avail of a No-Cost EMI refrigerator in a matter of minutes. You can also buy a refrigerator online using easy finance options by Home Credit. Click here to know more on where to shop online on easy EMIs with Home Credit

Are there any eligibility criteria to avail of a loan from Home Credit?

Yes, you need to be an Indian national between the ages of 18-60 years. You should either be salaried, self-employed or a pensioner. You should have at least one ID proof and one address proof, and there should be an interval of 90 days between two Home Credit loans. Check more details here.

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