Why buy a Refrigerator on EMIs?

Take advantage of Refrigerator EMI offers today!
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Shop online using Ujjwal (EMI) Card here >

Why choose Home Credit

New to credit? No credit history required
New to Credit? No History needed

Avail a loan as a first-time borrower

Quick Disbursals
Instant Disbursals

Loan approvals in a matter of minutes

Easy Repayment Options
Easy Repayment Options

Pay your EMIs online, via the app or other payment modes

No Hidden Charges
No Hidden Charges

Complete transparency in processing and communication

Value-added Services

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  • Safe Pay

Safe Pay

Payment Holiday

  • In case of an emergency postpone EMI payment by a month
  • Can be availed after paying first 2 EMI’s on or before the due date
  • The loan tenure increases by a month every time a Payment Holiday is availed
  • There is no impact on the borrower's credit history
  • Payment Holiday benefit can be availed twice a year.
  • Atleast one EMI between two Payment Holiday Service needs to be paid
  • Call us 6 days before the due date to avail the service. You can contact us in multiple ways here
  • No proof required

Free Early Repayment
Life Cover
Health Services

Frequently Asked Questions

What are the benefits getting a Refrigerator loan from Home Credit?

With Home Credit, you can buy a fridge on EMI without a Credit Card quickly and hassle-free. Buying a single-door fridge on EMI or even a double-door fridge on EMI is easier than ever before. You can choose from the latest models online here or at any of our Partner Stores and repay the amount as per your convenience through easy EMIs spread over a tenure to suit your comfort.

What are the documents needed to avail of a zero down payment Refrigerator?
What are the types of Refrigerators I can choose from?
Where in India can I avail of Home Credit’s Refrigerator EMI offers?
Are there any eligibility criteria to avail of a loan from Home Credit?
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