How it works

— Get your Smartphone or Home Appliance financed from Home Credit
— Repay your EMIs on time till the penultimate EMI (Last EMI – 1)
— Your last EMI is waived off as a gift from Home Credit (For e.g. if you get a Smartphone or Home Appliance financed from Home Credit, and get a tenure of 6 months – you need to pay 5 EMIs on time and your 6th EMI will be waived off. )
— Scheme For Selected Smartphone & Home Appliance Models only, Terms & Conditions Apply

*Please check with the in-shop Home Credit representative for all applicable terms and conditions to avail this offer. This is applicable on selected home appliances and smartphones only.

Terms & Conditions

If the Borrower pays all the Monthly Instalments duly on time (i.e. on or before Due Date every month), his/her last Monthly Instalment as per the Repayment Schedule will be waived off. However, the Borrower shall not be eligible for the said waiver in case of any prepayment of Outstanding Balance or in the case of non-adherence of the Repayment Schedule, the General Terms & Conditions or the terms and conditions of this Loan Summary.

easy loans home credit