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Instant approval for existing customers
2 Documents required
100% digital process*T&C apply
Home Credit is a registered NBFC under RBI, trusted by over 1.8 Cr+ customers
2023-09-06
My life is zingalala with flexi loans from HOME CREDIT over all very easy available loan & use capacity when in need.
2023-09-08
Home Credit's Personal loan for salaried employees is helpful for emergency needs & its an easy application process which is 100% online.
2023-09-14
Process is faster than any other financial organisation. Easy and transparent process. We can recommend to near and dear
2023-09-14
absolutely perfect app for any type of loan station
2023-09-16
This is a very good App, I had got the phone finance done from here. And now I have got a loan of 1,50,000 approved, so it was a very good experience for me.
2023-09-14
exllent easy way to use loan and fulfill your needs
4.5
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Home Credit, your trusted partner for personal loans, understands your dreams and aspirations. Getting an online instant personal loan with Home Credit is a breeze as there is minimal paperwork.
Your financial needs matter to us, and we're here to help you achieve your goals. Download the Home Credit app today and turn your dreams into a reality.
Minimum Age 18 Years
Minimum Income ₹25,001
Must be a citizen of India
Should be an existing customer
Experience the lightning-fast, hassle-free loan application process with Home Credit. In just 5 minutes, you can secure your loan with super simple document requirements.
Get your instant personal loan now and turn your dreams into reality!
You need to be an existing Home Credit Customer to be eligible for application.
Download Home Credit: Personal Loan App from Google Play Store
Complete the fully digital process from the comfort of your home and get money instantly.
Fast, Easy, Secure.
A personal loan is a loan that does not require any collateral or guarantor and can be availed with only 2 documents. You can avail a Personal Loan from Home Credit India of up to ₹4,80,000 to meet your current financial needs and use it to pay for your immediate needs like medical emergencies, home renovation, wedding, or for any other unplanned expenses.
With our simple and easy eligibility, almost anyone can apply for a personal loan. You are eligible to apply for a Home Credit Personal Loan if you meet the following criteria:
To apply for a personal loan, you need to provide 1 ID proof and 1 current address proof.
List of acceptable documents for Existing Home Credit Customers:
Valid ID Proof:
Address Proof (Any one of these):
|
|
Minimum Loan Amount |
Maximum Loan Amount |
|
Existing Home Credit Customers |
₹10,000 |
₹4,80,000 |
|
|
Minimum Tenure (months) |
Maximum Tenure (months) |
|
Existing Home Credit Customers |
9 |
48 |
Existing Home Credit Customer
Existing Home Credit customers can check their pre-approved loan offers on Home Credit: Personal Loan App from Google Play Store and apply for the loan on the App itself. Our sales representatives will get in touch with eligible customers as and when loan offers are available for them.
You can also chat with us on our mobile App between 9:00 am and 7:00 pm for more details.
Yes, the loan amount and tenure can be selected by customer based on the eligibility criteria defined by Home Credit India
A processing fee of up to 5% may be levied on the loan as per the loan offer available for you.
Yes, Home Credit India provides a top-up on the existing personal loan based on the repayment history and applicable credit policies. You can check your eligibility on the Home Credit Mobile App.
Late Payment Charges shall be levied on the total outstanding principal amount of the loan in case a customer does not pay the monthly installment on or before the due date.
Once your loan is approved, you can check the status on the Home Credit Mobile App. The loan amount usually gets disbursed into your bank account within 5 working days from the day of successful Auto Debit setup.
You can also contact us at 0124-6662-8888 or chat with us on our mobile App between 9:00 a.m. and 7:00 p.m. Alternatively, you can write to us at care@homecredit.co.in with your query, and we will revert within 48 hours.
Home Credit India gives you the opportunity to opt for the following services along with the Personal Loan:
Customers may decide to opt for value added service as per their need during the loan application process.
Maximum APR can go up to 44%.
Representative Example:
Loan Amount: ₹70,000
Tenure: 24 months
Interest Rate: 32%*
EMI: ₹3986/month
Processing Fees: ₹2,730*
Total Amount Payable: ₹95,672
*The annual interest rates will vary as per the risk profile of the customer.
