Why choose Safe Pay Health while taking a loan from us

How Safe Pay Health ensures your loan coverage in case of emergencies

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  • Safe Pay Health
Payment Holiday

  • In case of an emergency postpone EMI payment by a month
  • Can be availed after paying first 2 EMI’s on or before due date
  • The loan tenure increases by a month every time payment holiday is availed
  • There is no impact on the borrowers credit history
  • Payment Holiday benefit can be availed twice in a year.
  • Atleast one EMI between two Payment Holiday Service need to be paid
  • Call us 6 days before the due date to avail the service. You can contact us in multiple ways here
  • No proof required


Free Early Repayment
Life Cover
Health Services

Frequently Asked Questions

What is Safe Pay Health?

Safe Pay Health is a value-added service offered to Home Credit consumer durable and personal loan customers. It is a package that offers Payment Holiday, Free Early Repayment, Life Cover and Health Services.

What are the benefits offered under Safe Pay Health Service?
How many times Payment Holiday Service can be availed during the loan tenure?
Does the Payment Holiday Service affect the loan duration?
Can I avail the Health Services for my family members?
How soon can the I use the services after buying the product?
Does the customer need to pay any additional OPD/ Consultation charges when booking an appointment, during the validity of his/ her plan?
What are the COVID preventive services/ consultations available?
Which Labs and Pharmacies are available for the customer in his region/ city?
Can I speak to the doctor in my mother tongue?
Is smartphone mandatory for using these services?
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