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Loan Parameters

Two Wheelers Home Appliances Mobiles & Tablets Laptops Cash Loan
Loan Amount Upto
1,20,000
Upto
60,000
Upto
60,000
Upto
60,000
Upto
2,00,000
Loan Term 9-36 months 6-12 months 6-12 months 6-12 months 9-48 months
Minimum advance cash/Down payment 20% 20% - 40% depending on commodity price 20% - 40% depending on commodity price 20% - 40% depending on commodity price N.A

Statement of Charges*

CD Standard (Mobile Phone, Laptops, Home Appliances) CD Zero TW Cash Loan
Direct Debit Bounce Fee NIL / Upto 300 NIL / Upto 300 NIL / Upto 300 NIL / Upto 300
Direct Debit Swap Fee NIL / Upto 200 NIL / Upto 200 NIL / Upto 200 NIL / Upto 200
Monthly Customer Care Fee NIL to 50 NIL NIL NIL
Processing Fee Upto 5% Upto 599 Upto 3,999 Upto 3% or 1,199
Pick Up Fee 0 0 0 0
Late Payment Penalties (Effective Mar 1, 2016) 1 Day After Due Date
30 Days After Due Date
60 Days After Due Date
90 Days After Due Date
350
800
1350
2100
350
800
1350
2100
350
800
1350
2100
350
800
1350
2100
Credit Assessment Fee NIL NIL NIL NIL
Document Fee NIL NIL NIL NIL
Fee for NOC/NDC NIL NIL NIL NIL
Flat Rate of Interest Upto 36% p.a 0% p.a Upto 19.99% p.a Upto 42.12% p.a

Important Information* :

  • — We request that you pay your monthly instalment by the recommended payment date as stated in your Loan Summary to avoid any last minute hassles. Paying well on time will not only help you avoid late fees but will also help build a good credit score.
  • — Please refer to your Loan Summary for fee, charges and interest applicable to your loan.
  • — The fee and interest shall be charged basis loan amount, commodity financed and specific offers.