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Latest Technology
at Your Doorstep

Home Credit's smartphone finance solution is meant to make life simple for you and help you realize your aspiration, of owning the coolest smartphone on the block, in just a few easy steps. With our loan for a smartphone you can upgrade your lifestyle by reaching out to the top end devices that felt like a distant possibility before.

Mobile Phone on 0% Interest EMI


  • — On-The-Spot Loans

    Now you don’t have to wait to own the latest most stylish phone with upgraded features! With Home Credit’s easy mobile phone finance, you can take home your dream phone or tablet today!

  • — Loans without credit cards

    Home Credit does not require you to have a credit card or have taken a loan before in your life to be eligible to apply for a loan. Our simple application process for mobile phone finance can help you get a loan to upgrade your life today!

  • — Wide network of outlets

    Walk into the nearest Home Credit dealer for mobile phones and take easy, simple and quick loans for the latest technology and style in mobile phones and tablets! Click here to find the store nearest to you.

  • — EMIs that suit your pocket

    We believe that you are the best judge of your monthly family income and expenses and would never want your smartphone loan to be a burden to you. Home Credit India thus provides you the flexibility to select your own monthly installment amount that suits your pocket and allows you peace of mind.

  • — Transparent

    We at Home Credit are committed to ensure that all the details of your smartphone loan or tablet loan have been accurately communicated and captured. While taking a loan from Home Credit, our representatives will make it a point to explain all the details related to your loan clearly and transparently. When taking mobile phone finance from Home Credit, you will receive a welcome kit including a Loan Summary that will contain all details such as the loan amount, due date and monthly installment amount.

  • — Just a call away!

    Our friendly and multi lingual customer care staff is always available to guide you along and help you with your mobile phone loan. The Home Credit call center team reaches out to you in the language of your comfort and takes care to be your guiding partner throughout your loan tenure. To know more, please contact us here.

  • — Repayment at your convenience

    We understand that each one of us likes to manage our money differently. That’s why Home Credit gives you the choice of Auto Debit from your bank account each month, online fund transfer or cash payment at a kiosk!


Mobile Phone

  • Can you imagine your life without a Mobile Phone?

    You don't need to. Luckily, Home Credit Mobile Protection plan is there to help. Mobile protection gives you peace of mind and gets you back on track by offering replacements in case of theft and repair charges for damaged phones. Add Mobile Protection Plan to the purchase of a new phone with Home Credit and pay the entire amount in easy EMIs.

    — Cashless process
    — Like for like replacement
    — Zero deduction
    — Free pick & drop

  • — Coverage of protect

    — Breakage & Accidental damage
    — Liquid damage

  • — Key benefits of protect

    — Free pick-up and delivery service
    — Cashless claims process.
    — Replacement with new phone
    — No deduction / Depreciation