Easy and hassle-free way to avail a loan

We offer a wide range of easy-to-avail loans for a huge range of products including Mobile Phones, Home Appliances and Two Wheelers. Our bouquet of offerings also include personal loans and Home Credit Ujjwal Card with pre-approved loan amount

Value-added Services to ensure your security

Home Credit offers a wide range of bundled and stand-alone value-added services including Safe Pay, ScreenGuard, Extended Warranty and Mobile Protect 

home credit india

Safe Pay

Enjoy peace of mind with our unique bundled offering to help you cover your loan repayment in case of Emergency

mobile protect

Mobile Protect

Protect your phone from breakage and liquid damage with Home Credit’s Mobile Protect

 extended warranty

Extended Warranty

Enjoy coverage against manufacturing defects for up to one year after manufacturer’s warranty



With 12 months of protection against screen damage, expensive repairs will now be a thing of the past

Offers to make you feel special

We offer unmatched deals on the latest products to make you feel special. Indulge in an incredible shopping experience with our affordable loan offers, and get the latest products with zero down payment, low-interest rates, and free EMI with Gift Pay


Personal Loan offer

Instant personal loan for your small needs or big celebrations


Vodafone bundled offer

Get a 4G smartphone along with the Vodafone Unlimited Pack at just ₹ 799/-. Pay the rest in Easy EMIs


Last EMI free with Gift Pay

Pay your smartphone EMIs on time, and the last one will be a gift from our side

When we say easiest and fastest, we mean it.

When we say easiest and fastest, we mean it

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  • Wide<br> network

    Avail the benefits across 29,000 partner shops

  • Instant<br>approval

    Get your loan request approved instantly

  • Only 2 documents<br> needed
    Only 2 documents

    Say no to hassles and worries