Credit history is your financial collateral

Did you know your credit score doesn't just impact your borrowings but your job prospects as well
  • Managing Debts

Did you know your credit score doesn't just impact your borrowings but your job prospects as well

You may have heard about credit scores if you have applied for a loan. But most of you may not know about its impact on things apart from your borrowings. This piece can help you understand other such ways in which your credit score may affect you.

Credit bureaus and the role they play
  • Credit history is your financial collateral

Credit bureaus and the role they play

Have you ever wondered what exactly a credit bureau does? This article will help you understand the role that credit bureaus play in an economy and the ways in which they can help you as a borrower.

Do you make these credit score damaging mistakes?
  • Credit history is your financial collateral

Do you make these credit score damaging mistakes?

Have you ever missed an EMI? Or paid only the minimum due amount on your credit card bill? Did you know doing so repeatedly can severely damage your credit score? This article will tell you many such mistakes that may negatively impact your credit score.

Where to get your credit report? How to read it?
  • Credit history is your financial collateral

Where to get your credit report? How to read it?

A lot of people find it difficult to understand their credit reports. This piece tell you how to read your credit report section by section and helps you understand which portions mean what, like the first portion contains personal details,the second portion reflects one;s employment details like income, the next portion has details about the loans acquired and their history, etc.

Borrowing and credit basics

Mantra 3

Mantra 3 - Adopt a method to pay debt systematically

Arvind and Ravi are halfway through their 5 mantra plan and are meeting to discuss the third mantra - Adopt a method to pay debt systematically. Arvind helps Ravi chart out a workable method, which is best suited to his situation to pay off his debts.

When you decide to borrow

Do you have everything you need to apply for a loan

Do you have everything you need to apply for a loan?

Are you planning to take a loan soon? But are you fully prepared to take the loan? Here’s a checklist you must read to make sure your loan application is processed and approved easily.