Terms of Use

All persons (the "Users" or individually a "User" or “You” or “Your”) visiting or using the website www.homecredit.co.in or any other web/ mobile application of Home Credit India Finance Private Limited (such website and/ or web/ mobile applications referred to as the "Website" or “Site”) are required to read through and acquaint themselves with this document prior to proceeding to use the Website. Access to and use of the Website by a User is deemed to represent the User's consent to the terms and conditions of using the Website and any amendments thereto (Such terms and conditions hereinafter referred as “Policy on Website Use” or “Terms of Use”). In case a User disagrees with these terms & conditions (as may be amended from time to time), he/she shall leave the Site and refrain from visiting it in the future.

The Website is owned and operated by Home Credit India Finance Private Limited, having its registered office at 3rd Floor, Tower C, DLF Infinity Towers, DLF Cyber City Phase II, Gurgaon, Haryana, (the "Operator", “We”, “Us”), which is authorised to exercise the ownership and intellectual property rights to the Website.

This Policy on Website Use regulates the rights and obligations of the Operator and the Users regarding the use of the Website. User is requested to read these Terms of Use carefully before registering, accessing, browsing, downloading or otherwise using the Website. This is a legally binding agreement between the User and the Operator, establishing the terms and conditions under which this Site may be used or accessed. In the event of any conflict between the terms and conditions of specific products and services and these Terms of Use, the conditions specific to such products and services shall prevail. The User understands and agrees that no joint venture, partnership, employment or agency relationship exists between You and the Operator on account of use of the Website.

Use of information and materials

The Content (material, information, data, news items, software, text, images, graphics, video and audio etc.) contained on this Website is provided for general information only and should not be used as a basis for making business/commercial decisions (including investment decisions). User is advised to exercise due caution and/or seek independent advice before entering into any arrangement or financial obligation based on the Content contained on this Website.

The Content contained in this Website, including text, graphics, links or other terms are provided on an “as is”, “as available” basis and are protected by copyright in favour of Operator. User should not distribute text or graphics to others without the express written consent of the Operator. User should not copy, download, publish, distribute or reproduce any of the Content contained on this Website in any form without prior permission of the Operator. Use of the products or services described at this Website may not be permitted in some countries and if in doubt, User should check either with the local regulator or authority or with the Operator before requesting further information on such products/ services. Products and services are available only at the discretion of Operator, subject to the individual contractual terms and conditions of products and services on which they are offered and such products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations.

Links to other sites
Creation of user account for availing services
Prohibited conduct
Copyrights and Trademarks
Breach of the Terms
No Warranty and Limitation of Liability