Fast-track your happiness today

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Only 2 documents
needed

Only two documents required to process your loan

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No credit history
required

Get a loan from us even if you have never taken one before

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Affordable
loans

Easy EMIs starting at 0% rate of interest, terms & conditions apply

No hidden charges

No hidden
charges

Transparent terms & conditions for your peace of mind

Still have some questions?
Check out our FAQs section for more information

No credit history? No problem
We welcome first-time borrowers

  • 0% interest rate*
    mobile phones
    Mobile Phone on EMIs
  • Personal Loan
    Personal Loan
    ** for existing customers
  • Two Wheeler Loan
    Two Wheeler Loan
  • Ujjwal EMI Card
    Home Credit Ujjwal EMI Card
  • HA
    Home Appliances on EMIs

EMI Calculator

EMI Calculator

EMI Calculator

Ujjwal EMI card

Shop smart with Home Credit Ujjwal EMI Card

Get up to ₹75,000 pre-approved credit limit

Shop conveniently online and also across 53,000 partner shops.

Down Payment

Buy the product of your choice and enjoy the benefit of easy repayments.

Instant Limit

Enjoy the convenience of pre-approved limit of ₹75,000

on-time

One-time submission of your KYC documents

Free Early Repayment

Pre-close the loan account anytime with no extra cost

EMI Calculator